The Business Credit and Financing Show
Podcast by Ty Crandall

Financing Built for Real Estate Investors
Bill Fairman: How to Invest in Real Estate Without Owning it By Being the Bank
Bill Fairman is a best-selling author, national speaker, and seasoned entrepreneur with 30+ years in private lending and real estate. A longtime AAPL member featured in multiple industry publications, he co-authored Drive to Success and believes strong relationships and learning from mistakes are the foundation of lasting success.
As Co-Founder of Carolina Capital, Bill helps professionals preserve and grow their wealth through real estate–backed private lending. With over 11 years of strong fund performance and long-term investor loyalty, his firm is known for capital preservation, consistent returns, and transparent management. He works with accredited investors, high-net-worth individuals, and financial professionals.
Recognizing that many rely too heavily on the stock market and want passive diversification, Bill offers a proven, hands-off approach to real estate investing. His mission is to help clients build stable, long-term financial legacies, and he welcomes investors to connect and explore the opportunities available through Carolina Capital.
During the show we discuss:
- The types of real estate investment loans Carolina Capital offers, including fix-and-flip, construction, and multifamily financing
- How hard money and private lending work for real estate investors
- Why private lending often outperforms traditional banks for speed, flexibility, and deal execution
- Qualification requirements and what lenders evaluate when approving investment loans
- How fast closings and financing up to 100% of purchase and rehab costs help investors scale
- Key risks real estate investors face and how Carolina Capital helps mitigate them
- The value of partnering with an experienced lender that provides guidance beyond capital
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