If you travel a lot for business, and if you need to impress clients, then this one may be worth your while. But an annual fee that runs over 1/3 of a typical monthly mortgage payment is an extremely high hurdle to get over.

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When attorneys need money for their firms, traditional solutions can be as impractical as not using a computer to Shepardize a case. And creative financing solutions can have nuanced differences.

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You typically have higher fraud protections with credit cards than with debit cards. Credit card providers are more likely to take action to resolve the issue since you have yet to pay for the transaction and you have charged it to your credit account.

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Inventory is a huge and ongoing expense for many retail businesses. Funding its acquisition is top of mind, particularly right before a busy season. And, if your business has a slow season, then you will need to concern yourself with funding inventory storage as well.

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Payroll lending is a band-aid solution at best for a business that is hemorrhaging money.

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For business owners seeking small business loans in Virginia, the Old Dominion has a lot to offer. For the past three years, CNBC has included it in its top three best states for business.

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When it comes to operational costs, one crucial thing to know is the operating expense ratio (OER). This is a simple formula that will reveal if your property runs efficiently and if you need to cut on operational expenses.

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The more loans you have, the higher your credit score must be and you will also need to put more money down. With Fannie Mae, for example, your first 1 – 4 loans require a 630 FICO score and 20% down. But your fifth loan to your tenth will require a 720 and 25% down.

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Your best business credit cards with no annual fee with depend on your credit history and scores. Only you can make a decision on which rewards you want and need, so make sure to do your research.

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Business owners can borrower against their 401(k)s and IRAs to get funds for their business. With 401(k) financing a business owner can quickly and easily rollover their retirement funds from their previous employer or IRA into the new 401(k) plan.

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