Funding

Those with disabilities run businesses every day. While there are not a lot of business funding resources available specifically for those with disabilities, some loans work better for them than others.  Typically, you would have to wade through everything that’s out there to find the best business loans for disabled people. That could take forever.

The term securities-based lending (SBL) refers to the practice of making loans using securities as collateral. Securities-based lending provides ready access to capital. This can be used for almost any purpose, such as buying real estate or investing in a business. The only restrictions to this kind of lending are other securities-based transactions like buying shares or repaying a margin loan.

If you travel a lot for business, and if you need to impress clients, then this one may be worth your while. But an annual fee that runs over 1/3 of a typical monthly mortgage payment is an extremely high hurdle to get over.

You typically have higher fraud protections with credit cards than with debit cards. Credit card providers are more likely to take action to resolve the issue since you have yet to pay for the transaction and you have charged it to your credit account.

Payroll lending is a band-aid solution at best for a business that is hemorrhaging money.

For business owners seeking small business loans in Virginia, the Old Dominion has a lot to offer. For the past three years, CNBC has included it in its top three best states for business.