When an economy encounters a phase marked by dropping GDP, escalating unemployment ratios, and diminished consumer spending, the said economy is considered to be experiencing a downturn.

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Small business loans are a necessity. But you need to think creatively when you have no revenue.

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Grant programs may come and go, but business credit is forever.

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Business credit building is a viable financing option in that starter vendors in particular are not likely to be too picky about the industry a potential card holder is in.

What they mainly want to see is that a marijuana business is set up properly and can and will pay them back.

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You can use a variety of financial ratios to analyze your company’s performance and debt capacity. But the debt-to-equity ratio — or financial leverage ratio — is most commonly used to compare the amount of debt your company carries with the amount of equity on the books.

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Since the SBA requires a down payment, why not finance that down payment with the proceeds from applying for our Credit Line Hybrid?

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Underinvesting is literally a bad money move. In the case of eCommerce stores, for instance, we see businesses that underinvest in cybersecurity. Since eCommerce relies on online transactions, you can see how an insecure store or payment method can be risky.

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The concept of credit is still appealing, but younger consumers are put off by the hoops they have to jump through with banks

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Minority small business owners can get funding from Accion. The Accion Opportunity Fund is a financial support system that provides business owners with access to capital, networks, and coaching.

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After the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the Consumer Financial Protection Bureau was born.  The goal of the CFPB is to help oversee federal laws that protect consumers financially.  They have resources that can help borrowers learn to decipher loan terms and risks, and also help them report and resolve any complaints they may have against lenders.

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