Business credit building is a viable financing option in that starter vendors in particular are not likely to be too picky about the industry a potential card holder is in.

What they mainly want to see is that a marijuana business is set up properly and can and will pay them back.

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Since the SBA requires a down payment, why not finance that down payment with the proceeds from applying for our Credit Line Hybrid?

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Underinvesting is literally a bad money move. In the case of eCommerce stores, for instance, we see businesses that underinvest in cybersecurity. Since eCommerce relies on online transactions, you can see how an insecure store or payment method can be risky.

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You can use a variety of financial ratios to analyze your company’s performance and debt capacity. But the debt-to-equity ratio — or financial leverage ratio — is most commonly used to compare the amount of debt your company carries with the amount of equity on the books.

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The concept of credit is still appealing, but younger consumers are put off by the hoops they have to jump through with banks

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Minority small business owners can get funding from Accion. The Accion Opportunity Fund is a financial support system that provides business owners with access to capital, networks, and coaching.

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After the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the Consumer Financial Protection Bureau was born.  The goal of the CFPB is to help oversee federal laws that protect consumers financially.  They have resources that can help borrowers learn to decipher loan terms and risks, and also help them report and resolve any complaints they may have against lenders.

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Debt financing is when a company raises money by selling debt instruments to investors. It is the opposite of equity financing, which entails issuing stock to raise money. Debt financing is when a firm sells fixed-income products, such as bonds, bills, or notes.

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Day-to-day business operations likely affect more than you realize. Beyond revenue and reputation, the way you run your business can actually affect your ability to get business funding.

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If you have a bad credit score, then a line of credit for an investment property may be out of reach. But a hard money loan would not be. Using the property as collateral, a hard money lender will generally look past a low credit score.

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