Know what is happening with your credit. Make sure it is being reported and take care of any inaccuracies ASAP. Get in the practice of checking credit reports. Dig into the particulars, not just the scores.

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Business credit is an asset which can help your small business for years to come. Learn more here and get started toward establishing business credit.

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Always use credit responsibly! Don’t borrow beyond what you can pay off. Track balances and deadlines for payments. Paying off in a timely manner and completely will do more to increase corporate credit scores than almost anything else.

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Getting a business merchant account is a smart way to help out your business. Now your business will be able to accept credit and debit cards. Studies show that customers will spend more if they can pay by card. This also increases your finance options and is generally more secure.

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Small business credit is independent of the economy. Coronavirus or not, these credit cards are out there – but be aware that, as the situation drags on, some of the requirements could change. Always be sure to check the links directly to be sure to get 100% up to date information straight from the source.

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Let us know if you have any questions about your Experian business credit report explained. We are more than happy to help!

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To get a High-5 rating, your business will need to have an account balance of $70,000 to $99,999. For a Mid-5 score, your business has to have an account balance of $40,000 to $69,999. And for a Low-5 score, your company should hold onto an account balance of $10,000 to $39,999. So your small business needs this level bank rating or better to get a bank loan.

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Comparable to the PAYDEX score, Equifax’s Payment Index, which has its dimension on a scale of 100, shows how many of your business’s payments were made punctually. These consist of both information from credit issuers as well as suppliers.

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Get business credit cards that don’t impact your personal credit – this is FOOLPROOF!

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Getting merchant accounts for business credit means  you are on your way to getting great small business credit.

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