Your absolute best Amex card for small business will hinge on your credit history and scores. Just you can determine which perks you want and need. So make sure to do your homework.

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The points and rewards are particularly good. But the price of a second free night in a calendar year? It is far higher than the value of any room at Marriott Bonvoy, anywhere around the world.

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As always, it literally pays to separate your business life from your personal life, by opening separate accounts and even incorporating your business. Do so in order to demonstrate to creditors that you and your company are not the same when it comes to credit. You can get business credit cards that don’t report to personal credit.

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