Credit Suite Blog

Get current information on getting credit and loans to grow your business

CLICK HERE TO LEARN MORE

Check Out the Best Discover Business Credit Card and More

Published By Janet Gershen-Siegel at August 24th, 2020

Check Out the Best Discover Business Credit Card and More

The Very Best Discover Business Credit Card

Discover business credit card Credit Suite2 - Check Out the Best Discover Business Credit Card and MoreAre you looking for a Discover business credit card? We looked into lots of corporate credit cards for you, to find the best Discover business credit card. So, here are our choices.

Per the SBA, company credit card limits are a whopping 10 – 100 times that of personal credit cards!

This reveals you can get a great deal more money with company credit cards. And it likewise reveals you can have personal credit cards at stores. So, you would now have an additional card at the same stores for your small business.

And you will not need collateral, cash flow, or financials to get business credit.

Discover Business Credit Card Benefits

Benefits can vary. So, make certain to pick the benefit you would prefer from this choice of alternatives.

A Discover Business Credit Card and Alternatives for Cash Back

Here is a great Discover business credit card and some similar cards from other providers, so you can make a reasonable comparison.

Flat-Rate Rewards and No Annual Cost

Discover it® Business Card

Check out the Discover it® Business Card. It has no annual fee. There is an introductory APR of 0% on purchases for twelve months. After that the regular APR is a variable 14.49 – 22.49%. 

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimum spend requirement.

You can download transactions| quickly to Quicken, QuickBooks, and Excel. Note: you will need good to outstanding credit scores to get this Discover business credit card. Get it here: https://www.discover.com/credit-cards/business/

5929153 - Check Out the Best Discover Business Credit Card and More

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Bonus Categories

Ink Business Cash℠ Credit Card

Check out the Ink Business Cash℠ Credit Card. It has no yearly fee. There is a 0% introductory APR for the first 12 months. Afterwards, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the first three months from account opening.

You can get 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on web, cable, and phone services each account anniversary year. 

Get 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. There is no limit to the amount you can earn.

You will need exceptional credit scores to get approval for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF 

Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Have a look at the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the initial 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no yearly fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are filling stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Earn 2% cash back on dining. So this is for the first $50,000 in combined choice category/dining purchases each calendar year. Then earn 1% after, with no limits.

You will need superb credit to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/ 

An Alternative to a Discover Business Credit Card: Company Credit Cards with a 0% Introductory APR – Pay Zero!

These cards have another feature similar to the Discover business credit card rated above.

Blue Business® Plus Credit Card from American Express

Have a look at the Blue Business® Plus Credit Card from American Express. It has no annual fee. There is a 0% introductory APR for the initial one year. After that, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on day to day business purchases like office supplies or client dinners for the first $50,000 spent each year. Get 1 point per dollar afterwards.

You will need good to outstanding credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/

5929153 - Check Out the Best Discover Business Credit Card and More

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Here are a few more great business credit cards with different features which may also be of interest.

Small Business Credit Cards for Luxurious Travel Points: Alternatives to the Best Discover Business Credit Card

Flat-rate Travel Rewards

Capital One® Spark® Miles for Business

Take a look at the Capital One® Spark® Miles for Business. It has an introductory yearly fee of $0 for the first year, which after that rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is wonderful for travel if your expenditures don’t fall into standard bonus categories. You can get unlimited double miles on all purchases, without limits. Earn quintuple miles on rental cars and hotels if you book via Capital One Travel.

Get an introductory bonus of 50,000 miles. That’s the same as $500 in travel. But you just get it if you spend $4,500 in the first 3 months from account opening. There is no foreign transaction fee. You will need a good to outstanding FICO rating to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

5929153 - Check Out the Best Discover Business Credit Card and More

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

The Best Discover Business Credit Card for You

Your straight-out best Discover business credit card will depend upon your credit report and ratings.

Only you can select which features you want and need. So, ensure to do your research. What is exceptional for you could be devastating for another person.

And, as always, make sure to establish credit in the advised order for the best, fastest benefits.

Leave a Reply

Your email address will not be published. Required fields are marked *

Get 30 Business Funding Options In 5-days