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Best Cash Back Credit Cards for Business

Published By Janet Gershen-Siegel at December 4th, 2018

Best Cash Back Credit Cards for Business

Get the Best Cash Back Credit Cards for Business and Keep Your Business Going

Are you seeking the best cash back credit cards for business? We researched a ton of corporate credit cards. So here are our favorites.

Per the SBA, small business credit card limits are 10 – 100 times those of personal cards! This shows you can get a lot more cash with company credit. And it also means you can have personal charge cards at stores. So you would now have a second card at the same retail stores for your small business.

And you will not need to have collateral, cash flow, or financial information in order to get company credit.

The Best Cash Back Credit Cards for Business: Credit card Benefits

cash back credit cards for business credit suite2 - Best Cash Back Credit Cards for BusinessBenefits vary, so be sure to select the benefit you prefer from this collection of options.

Cards with 0% APR

For a 0% APR time period, we like the Ink Business Cash ℠ Credit Card. You pay no annual fee. It’s got an interest-free time period. It has flexible cash-back rewards. There are spending limits for your employees. You will need to have a credit score of 690 or higher.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus Credit Card from American Express

For an introductory 0% APR time period, we also go for the Blue Business ℠ Plus Credit Card from American Express. It has an introductory 0% APR for 15 Months.

You can earn twice the points. But this is on ordinary company expenses up to a yearly limit. The normal APR is 12.24% – 20.24%. So this APR is variable.

Get it here: https://creditcard.americanexpress.com/blue/

cash back credit cards for business credit suite3 - Best Cash Back Credit Cards for Business

Check out how our reliable process will help your business get the best business credit cards.

The Best Cash Back Credit Cards for Business: Cards for Cash Back

Take a look at the SimplyCash Plus Business Credit Card from American Express. You can earn as much as $400 cash back. Get a $200 statement credit. But that is after spending $5,000.

You get 5% cash back at US office supply stores and on wireless phone services. But they must be bought straight from US service providers. So this applies to the first $50,000 of annual spending.

You also get 3% cash back on the spending category of your choice. And this is from eight distinct categories. They include of airfare, gas, advertising and computer purchases. So this applies to the first $50,000 of annual spending.

In addition you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard Credit Card

Also, check out the Bank of America Business Advantage Cash Rewards MasterCard Credit Card. With it, you can earn a $200 statement credit. But that is after $500 in purchases. And it is within 60 days of account opening.

You also get 3% cash back on purchases at gas stations and office supply stores. So this is up to $250,000 annually.

And you get 2% cash back on purchases at eateries. Also, get 1% cash back on all purchases.

There is no yearly fee. It is on offer to applicants with excellent credit. You can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

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Check out how our reliable process will help your business get the best business credit cards.

Spark Cash Select from Capital One

Furthermore, consider the Spark Cash Select from Capital One. You get 1.5% cash back on all purchases. And this is without restrictions.

New cardholders can also get a $200 cash bonus. But that is as soon as they spend $3,000 on new purchases. And it must be during the first three months of account opening.

New customers also get initial APR of 0% on purchases. But this is for nine months. There is no yearly fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Alternatives to The Best Cash Back Credit Cards for Business: Cards for Rewards

Consider the Business Gold Rewards Card from American Express OPEN. You can earn 50,000 Membership Rewards points. But that is after $5,000 in purchases on the card. But that is within first three months.

You get three points on your choice of 5 categories. Also get two times the points on the other categories. And get one point per dollar on all other purchases.

It has a $0 yearly fee for the first year. But then your annual fee rises to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

cash back credit cards for business credit suite3 - Best Cash Back Credit Cards for Business

Check out how our reliable process will help your business get the best business credit cards.

Blue Business Plus Credit Card from American Express

Also, investigate the Blue Business Plus Credit Card from American Express.

It has a 15-month introductory 0% APR offer. And there is no annual fee. Right now small businesses can earn double points on the initial $50,000 in purchases annually.

Get it here: https://creditcard.americanexpress.com/blue/

Alternatives to The Best Cash Back Credit Cards for Business: Corporate Credit Cards for Fair Credit

For Fair Credit, we are partial to the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. But you will need a credit score of 690 or higher.

KEEP IN MIND: the ongoing APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Your Best Cash Back Credit Cards for Business

Your very best business credit cards are dependent upon your credit history and scores. Only you can make a decision on which benefits you want and need. So make sure to do your research.

And, as always, make sure to build credit in the prescribed order for the maximum, fastest benefits. Check out how this will help your company get business credit cards.

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