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Terrific Business Credit Cards for No Credit History

Published By Janet Gershen-Siegel at December 17th, 2018

Terrific Business Credit Cards for No Credit History

Check Out These Little-Known Terrific Business Credit Cards for No Credit History

We examined a considerable number of business credit cards. We did the research for you. So here are our favorites. We found terrific business credit cards for no credit history.

And we found a bunch which will be great once you’ve built some credit, too!

Per the SBA, small business credit card limits are a whopping 10 – 100 times that of personal cards!

This means you can get a lot more money with corporate credit. And this also means you can have personal charge cards at stores. So you would now have an alternate card at the same shops for your small business.

And you won’t need collateral, cash flow, or financials to get corporate credit.

Business Credit Cards for No Credit History: Credit card Perks

Perks vary, so make sure to choose the perk you prefer from this assortment of choices. But with no credit history, it makes sense to start with a credit builder.

Business Credit Cards for No Credit History: Check Out What We Found

Check out the Wells Fargo Business Secured Credit Card. It enables cardholders to secure a credit limit of $500 – $25,000. The amount available is the same as the amount of funding you offer to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. And the annual fee is $25. But the more cards you have, the higher your yearly fee will be.

This card lets business owners with poor personal credit to acquire a card to make purchases and develop business credit.

But the card will just report to the personal credit bureaus if you default or are overdue on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

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Business Credit Cards for No Credit History: Credit Cards with 0% APR – Pay Zero!

For a 0% APR time frame, we like the Ink Business Cash ℠ Credit Card. Also, you pay no yearly fee. It’s got an interest-free period. It has flexible cash-back rewards. There are spending limits for your employees. But you will need to have a credit score of 690 or higher.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR period, we also prefer the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn twice the points on everyday company expenses up to a yearly cap. But the standard APR is 12.24% – 20.24%. So this APR is variable.

Get it here: https://creditcard.americanexpress.com/blue/

Reliable Low APR/Balance Transfers Business Credit Cards

For Low APR/Balance Transfers Business Credit Cards, we prefer the U.S. Bank Business Edge Platinum. So you start with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer fee.

After that, the purchase APR is a variable 10.49% – 18.49%. And this depends on creditworthiness. There is no yearly fee. But this card is solely on offer to people with great or superb credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, have a look at the Blue Business Plus Credit Card from American Express. It has a 15-month introductory 0% APR offer. There is no annual fee.

Right now small businesses can earn double points. But this is on the first $50,000 in purchases every year.

Get it here: https://creditcard.americanexpress.com/blue/

Business Credit Cards for No Credit History: Secure Corporate Credit Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards. But you will need a credit score of 690 or better.

But TAKE NOTE: the ongoing APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Unbeatable Cards for Jackpot Rewards

GreatestBusinessCreditCards 2 - Terrific Business Credit Cards for No Credit HistoryHave a look at the Business Gold Rewards Card from American Express OPEN. So you can earn 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card during first three months.

Also, you get three points on your choice of five categories. In addition, get two times the points on the remaining categories.

Also, get one point per dollar on all other purchases. It has a $0 annual fee for the first year. But then afterwards your annual fee climbs to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

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Corporate Credit Cards for Luxurious Travel Points

For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is within your first three months. Terms and limitations apply.

Also earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first 3 months. Earn two miles per dollar spent on purchases made straight with Delta. Also, earn one mile per qualifying dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

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Your Own Terrific Business Credit Cards for No Credit History

Your truly terrific business credit cards for no credit history will be limited. So build credit and get more options.

Just you can make a decision on which rewards you want and need. So be sure to do your due diligence. What is excellent for you could be disastrous for someone else.

And, as always, make sure to build credit in the recommended order for the most remarkable, fastest benefits.

Check out how this will help your company get business credit cards for no credit history.

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