By Phase 4, the sky is pretty much the limit! You should be able to get:

Most major credit cards with no PG
All vendors should be accessible 

And you should be able to leverage reports for specific vendors. This includes asking for a credit line.

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As a business owner, you have math flying at you all the time. But calculators for business will make that so much easier. These business calculators are all free and none of them use Adobe Flash. This is helpful, as this type of development is going out of style in web development these days.

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How Rich Do You Want to Be? Have you ever thought about what you would really buy if you were super rich? Not just the cars or houses, but the entourage you might have, the food you might eat, the impact to your social life. An Example In this funny clip from the New York

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Borrowing money from an LOC to start a business you’re unsure will succeed is an unwise choice. You’ll be liable for repayment even if the business fails. 

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Keep in mind that there are several 411 directories. Each carrier maintains their own data. Fortunately, there are services such as List Yourself which will submit your business name and business number to thousands of directories.

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It’s crucial to select a card that corresponds to your spending style. You might prefer a card that gives you cash back on office equipment, utilities, and advertising if most of your business’s expenses are for routine operations. On the other hand, if you frequently schedule business travels, a travel card can be more practical.

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When your team is halfway across the globe or just working from home for the day, there’s nothing like a face to face meeting to get everyone fired up and on the same page. But flying everyone to Tampa or Omaha is too rich for your blood.

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Day-to-day business operations likely affect more than you realize. Beyond revenue and reputation, the way you run your business can actually affect your ability to get business funding.

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You have worked so very, very hard to cultivate customer and brand loyalty. Changing the name of your business is going to put a dent in that, no matter what you do. Of course, you might recover. But it may take a while, and it’s expensive – just ask Exxon, formerly Esso. Or ask Nuance, formerly Dictaphone. Or Altria, formerly Philip Morris. You get the idea. But even good business names might not be so great eventually.

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I think a C Corporation would be okay, too, at least when it comes to taxes. I do worry a bit about the setup costs and all.

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