Funding

Reward based crowdfunding can be a low cost way to fund a business, if it works. Will it work for you?

Small business start up loans are everyone’s first choice for startup funding, generally speaking. But, what if you don’t qualify for one from a bank. What if you need more? There are other options.

Whatever kind of service or product you sell, you can point your customers to our program to complete the sale. We also provide you with all the training and information you need when you become our partner. It’s a win-win situation for the both of us.

Minority owned business loans are a great resource for minority business owners. Don’t limit yourself to them however. There are a ton of loan options out there that work well for everyone, including minorities.

Are getting denied for high limit business bank credit cards? It’s probably because you haven’t seen these tips to increase fundability, raise business credit score, and start getting approved!

Given the nonprofit nature of some lenders, microloans can be a way for business owners to qualify for financing even if they normally would not. Disadvantaged business owners may have much better chances of approval.

This gives disadvantaged business owners a leg up on a form of funding that isn’t business grants—which are notoriously difficult to get.

The salient difference between secured credit cards and prepaid debit cards has to do with whose money you’re spending when you use the card. With secured credit cards, you spend money borrowed from the credit card company. You pay that money back after the purchase. With prepaid debit cards, you’re spending your (or your business’s) own money. You load money onto the card before the purchase.

Credit union direct lending can be a great option for business loans. In fact, with banks tightening their belts, credit unions are stepping in to fill the gap. They can even be a better option, for a number of reasons. Will a business loan from a credit union work for your business?

A credit line hybrid could be the fast access to cash that most all businesses need in this COVID-19 economy. It is a commercial line of credit option that works for almost anyone.

Debt service coverage ratio, or DSCR, compares cash flow to potential debt obligations. A higher ratio is better. DSCR is annual net operating income divided by potential annual debt payments for the loan.