The Business Credit and Financing Show
Podcast by Ty Crandall
Episode: 913
Jack McColl: How to Optimize Your Credit to Access Top Business Cards Fast
Ty Crandall Interviews Industry Leaders
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Unlock hidden funding power and build a business fueled by credit
Jack McColl: How to Optimize Your Credit to Access Top Business Cards Fast
Jack McColl is an entrepreneur, business credit expert, and founder of Credit Stacking, a program that has helped thousands of entrepreneurs access over $100M in 0% interest funding to grow their businesses and create lifestyle freedom. Starting with just $10K and a hoverboard company, Jack learned through tough equity deals and high-interest loans before cracking the code on how to secure $100K+ in business credit with no tax returns or business history.
Since launching Credit Stacking in 2016, Jack has scaled it into a seven-figure business, co-founded multiple ventures, and been featured in Forbes for his work. He now teaches entrepreneurs how to scale faster, avoid giving up equity, and use credit as a “cheat code” for growth.
Based in Utah, Jack is also an action-sports enthusiast and private pilot who believes business should be a vehicle for freedom, not a grind.
During the show we discuss:
- What Credit Stacking is and how it accelerates funding access.
- How optimizing personal credit boosts business card approvals.
- Whether beginners with no business history can get high-limit cards.
- What sets Credit Stacking apart from other credit or funding programs.
- Typical timeline for seeing results in the program.
- Common mistakes people make when building business credit alone.
- How business credit fuels growth without equity loss or risky loans.
- Which industries benefit most from Credit Stacking.
- How “top” business credit cards are selected.
- The role of personal credit scores in funding approvals.
- Typical credit limits achieved after completing the program.
- How the program helps avoid high-interest debt while scaling.
- Real success stories from entrepreneurs using Credit Stacking.
- How Credit Stacking supports those with already strong credit.
- Immediate steps to start stacking credit and accessing capital.
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