The Business Credit and Financing Show
Podcast by Ty Crandall
Build, buy, or expand — the SBA 504 makes it possible.
Zack Folk: Everything You Need to Know About Securing an SBA 504 Loan
Zack Folk is a Business Development Officer at the St. Louis Economic Development Partnership (STL Partnership), where he connects businesses with capital solutions that drive job creation and investment across the region. Since joining STL Partnership in 2016, he has held roles in both business development and finance, including Credit Analyst, before moving into his current position in 2020.
Zack specializes in marketing and managing economic development finance programs such as the SBA 504 loan and local and federal revolving loan funds. He works directly with business owners and lending partners to guide applications, structure loans, and minimize risk—helping businesses improve cash flow, purchase real estate, refinance debt, or acquire equipment.
With a BA in Economics, Political Science, and International Studies from the University of Missouri-Columbia and an MBA in Economics from Saint Louis University, Zack also connects clients to broader STL Partnership resources, including business counseling, trade assistance, tax incentives, and incubator space—ensuring businesses have the tools to grow and thrive in the St. Louis region.
During the show we discuss:
- Understanding the SBA 504 loan program and who qualifies for it
- Exploring the types of projects or assets financed through an SBA 504 loan
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