The Business Credit and Financing Show
Podcast by Ty Crandall

Don’t just save when you can — create a plan to build lasting wealth.
Michael Scarpati: How to Align Your Money with Your Goals
Michael A. Scarpati is a seasoned entrepreneur and the Co-Founder and CEO of RetireUS, a financial wellness platform dedicated to helping individuals achieve financial freedom. With over 15 years of experience in the financial services industry, Michael previously worked as an independent financial professional, designing custom strategies for high-net-worth individuals and corporate executives.
In 2022, Michael co-founded RetireUS to disrupt the traditional financial services model by making fiduciary guidance more accessible and impactful. The platform combines trusted human relationships with innovative technology to deliver faster, more affordable, and more effective financial planning for everyone—not just the wealthy.
Outside of RetireUS, Michael serves as Chairman of the Board at OWE, a nonprofit organization focused on empowering underserved communities through sustainable resources and support. Passionate about collaboration and impact, Michael is driven by a mission to democratize financial advice and build pathways to long-term independence for all.
During the show we discuss:
- Financial consciousness basics
- Meaning of financial freedom
- First steps to financial independence
- Building financial systems
- Aligning goals with investments
- Cash flow planning for freedom
- Common financial mistakes
- Protecting wealth in downturns
- Benefits of structured planning
- Creating a resilient retirement plan
- Evaluating savings habits
- Tools for savings & income management
- Building legacy wealth
- Simple steps to start planning
- Future trends in personal finance
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