Small Business Loans in Nebraska

Ready to find success and secure a small business loan? You're in the right place! Our in-house research team of finance experts has compiled this most comprehensive list of business loans for you to find the best option for you. Bad credit and startups acceptable when meeting specific qualifications.

10 Small Business Loans in Nebraska

Our selection is the result of distinctive investigations into the landscape of small business financing in Nebraska, anchored in solid evidence. The sequence reflects the volume of small business loans these institutions have extended over the current calendar year.

Put simply, the names on this roster are those financial entities genuinely leading in the provision of loans to small enterprises within the state.

(This differs markedly from various other online sources, which often limit their discussions to non-lending nonprofit organizations and government initiatives that are out of reach for many businesses!)

Takeaway: Both small, community banks and large, national banks do a fair share of small business lending in Nebraska.

Methodology: Grounded in data from SBA 7a loans, each lender featured here provides SBA loans. Beyond this, we've also outlined the variety of other small business lending options they advertise on their sites.

Traditional banking institutions typically demand robust credit ratings and a business history exceeding two years. 

Therefore, we've initiated our guide with two alternative funding solutions aimed at supporting small business proprietors facing challenges with poor credit or those relatively new to the business scene.

1. Credit Suite

Credit Suite stands as a consultancy and technology firm in the business credit sector, further providing two unconventional financing solutions.

For business operators who've been in the game for a few years with only basic credit requirements, Cash Flow Financing emerges as an optimal choice. This approach allows you to capitalize on your enterprise's cash flow for securing adaptable financial support.

Instead of adhering to rigid monthly dues, repayment is structured as a proportion of your business's regular cash flow.

The Credit Line Hybrid prioritizes funding exclusively on the basis of personal credit standing, sidestepping the need for detailed financials, bank records, or elaborate business plans. It's specially crafted for a wide range of businesses from new businesses to established ventures, with funding options ranging from $5,000 to $150,000.

Business financing options offered:

  • Credit Suite Cash Flow Financing
  • Credit Suite Credit Line Hybrid

2. Union Bank and Trust Company

Union Bank and Trust Company lends more SBA 7a loans than any other lender in Nebraska. They also offer a wide variety of other types of business loans and even funding for various types of nonprofit organizations. 

Business financing options offered:

  • Equipment leasing

  • Church lending

  • Greek house financing

  • Agricultural loans

  • Warehouse lending

  • Real Estate loans, term loans, and lines of credit

3. First State Bank Nebraska

The First State Bank of Nebraska doesn’t have much information on their website about their business loan offerings. However, they make it clear that they want to connect you directly to their financial advisors on their website - a surprisingly personal touch for their digital footprint.

Business financing options offered:

  • SBA Loans

  • Commercial Loans

4. U.S. Bank, National Association

U.S. Bank is a large, nationwide banking institution offering a diverse array of business financing options. With its widespread network of physical locations, it's a familiar sight in many communities.

Business financing options offered:

  • US Bank Quick Loan

  • Business Term Loan

  • Commercial Real Estate Loan

  • Equipment Financing

  • SBA Loans

  • Dental, Medical, and Vet Practice Loans

  • Business Line of Credit

  • Manage Cash Flow

  • Business Equity Line of Credit

  • Business Reserve Line

  • 4 Business Credit Cards

5. First National Bank of Omaha

They have a diverse set of business financing offerings, particularly for the industries that they focus on. You can read about the many different loans they have for each industry listed on their website. Their virtual card is particularly interesting.

Business financing options offered:

  • Small Business Loans

  • Small Business Lines of Credit

  • SBA Loans

  • Equipment and Fleet Financing

  • Commercial Real Estate Financing

  • Healthcare Loans

  • Transportation/Logistics

  • 2 business credit cards

  • Virtual card for payments

6. The Huntington National Bank

Huntington National Bank stands out not only as a leading lender to small businesses within this state but also as the premier originator of SBA 7a loans across the entire nation.

This accomplishment places them among the top 10 lenders in nearly every other state, underscoring their commitment to supporting small enterprises.

Beyond their provision of SBA loans, Huntington offers an extensive range of financing solutions for small businesses, from equipment leasing and agricultural loans to various real estate financing options.

Business financing options offered:

  • SBA 7a Loans

  • Equipment Leasing

  • Church Lending

  • Greek House Financing

  • Agricultural Loans

  • Warehouse Lending

  • Real Estate Loans, Term Loans, and Lines of Credit

7. BayFirst National Bank

BayFirst National is dedicated to providing SBA loans, touting “Lightning Fast Business Loans!” and “In-house team, quick funding” on their website. Their advantage lies in their internal underwriting team, ensuring both rapid processing and deep expertise.

Given the typically lengthy process associated with securing SBA loans, this internal capability offers them a significant edge.

Business financing options offered:

  • SBA Loans

  • Commercial Real Estate Loans

  • Commercial Term Loans

  • Commercial Lines of Credit

  • Construction Loans

  • Heavy Equipment Financing

8. Wells Fargo Bank

Wells Fargo, a major national bank familiar to many from its widespread presence, offers a surprisingly limited selection of financing options for small businesses, considering its size. 

Yet, it ranks highly due to the substantial volume of loans it originates, demonstrating its significant role in the small business lending landscape despite the narrower range of products.

Business financing options offered:

  • SBA 7a Loans & 504 Loans

  • 2 Business Lines of Credit

  • Practice Financing

9. Western Nebraska Bank

Western Nebraska is a regional bank with a focus on agriculture and commercial real estate lending.

Business financing options offered:

  • Agriculture Equipment Loans

  • Farm Service Agency Loans

  • Operating Loans & Lines Of Credit

  • Commercial Real Estate Loans

  • Commercial Construction to Permanent Loans

  • Equipment Loans


  • Small Business Administration Loans

10. Midwest Bank

The aptly named Midwest Bank is a Nebraska-based bank with a strong presence in and around Norfolk, Lincoln, and York. They have a solid lineup of small business loan options. 

Business financing options offered:

  • Business Loans

  • Business Lines of Credit

  • Commercial Real Estate Loans

  • SBA Loans

  • Equipment Loans

  • Agricultural Loans & Lines of Credit

  • 4 Business Credit Cards

How to apply for a small business loan in Nebraska

Getting your small business funded doesn't have to be overwhelming, regardless of how many steps may be involved. Let the leading business guides at Credit Suite help you along the way!