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Which Credit Cards Will Help Build Business Credit? The Reliable Answer

Janet Gershen-Siegel
July 22, 2019
Which Credit Cards Will Help Build Business Credit Suite

Take Advantage of Our Research on Which Credit Cards Will Help Build Business Credit

Do you know which credit cards will help build business credit? We inspected a substantial number of company credit cards; here are our favorites.

Per the SBA, small business credit card limits are 10 – 100 times that of personal cards! This shows you can get a lot more money with small business credit.

And this also means you can have personal charge cards at shops. So you’ll now have an additional card at the same stores for your small business.

And you won’t have to put up collateral, cash flow, or financial information to get small business credit.

Which Credit Cards Will Help Build Business Credit: Card Advantages

Benefits vary, so make certain to pick the reward you prefer from this array of choices.

Which Credit Cards Will Help Build Business Credit? These Will!

Know which credit cards will help build business credit.

Which Credit Cards Will Help Build Business Credit Suite

Wells Fargo Business Secured Credit Card

Check out the Wells Fargo Business Secured Credit Card. It allows cardholders to get a credit limit of $500 – $25,000. The amount available is the same as what you supply to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. The annual fee is $25. The more cards you have, the more expensive your annual fee is going to be.

This card lets business owners with bad personal credit get a card to make purchases and set up business credit. But the card will only report to the personal credit agencies if you default or are overdue on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Click to download Credit Suite’s 12 business credit cards and credit lines business guide. Learn everything you need to know about getting the best credit cards for your business. via Credit Suite

Which Credit Cards Will Help Build Business Credit: Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. You will need to have a credit score of 690 or higher.

NOTE: the standard APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Click to download Credit Suite’s 12 business credit cards and credit lines business guide. Learn everything you need to know about getting the best credit cards for your business. via Credit Suite

An Alternative: Cards with 0% APR

For a 0% APR time period, we really like the Ink Business Cash ℠ Credit Card. You pay no annual cost. It’s got an interest-free period. It has versatile cash-back rewards.

There are spending limits for employees. You will need to have a credit score of 690 or higher.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR time period, we also like the Blue Business ℠ Plus Credit Card from American Express. It has an introductory 0% APR for 15 Months. You can earn double points on regular business expenses up to a yearly cap.

The regular APR is 12.24% – 20.24%. So this is variable.

Get it here: https://creditcard.americanexpress.com/blue/

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Which Credit Cards Will Help Build Business Credit: Low APR/Balance Transfers Business Credit Cards

For Low APR/Balance Transfers Business Credit Cards, we like the U.S. Bank Business Edge Platinum. You start with twelve months of 0% APR financing on new purchases and balance transfers. But there is a 3% balance transfer cost.

Thereafter, the purchase APR is a variable 10.49% – 18.49%. But this is dependent on creditworthiness. Yet there is no yearly fee. This card is just available to those with great or outstanding credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, have a look at the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. And there is no yearly fee.

Right now companies can get double points on the initial $50,000 in purchases each year.

Get it here: https://creditcard.americanexpress.com/blue/

Click to download Credit Suite’s 12 business credit cards and credit lines business guide. Learn everything you need to know about getting the best credit cards for your business. via Credit Suite

Which Credit Cards Will Help Build Business Credit? What are the Best Business Credit Cards for You?

Which credit cards will help build business credit? They will hinge on your credit history and scores. And they might just not turn out to be what you think.

Only you can choose which rewards you want and need, so be sure to do your homework.

And, as always, make certain to build credit in the recommended order for the max, fastest benefits. Share this and tell your friends what you think of which credit cards will help build business credit.

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