Published By Janet Gershen-Siegel at June 21, 2018
Small business Visa credit cards can be yours.
Written by Janet Gershen-Siegel
Are you trying to find small business Visa credit cards? Our research turned up some stellar choices. We came across many more alternatives with stellar perks, so be sure to check in case any of those end up being a better deal for you. We inspected a ton of company credit cards; here are our favorites. Now you can get the benefit or our research.
According to the SBA, corporate credit card limits are 10 – 100 times those of personal cards! This means you can get a lot more money with company credit. And this also means you can have personal credit cards at retail stores, and now have an alternate card at the same shops for your business. And you will not need to have collateral, cash flow, or financial information to get business credit.
Advantages vary, so make sure to pick the benefit you prefer from this range of choices.
For Fair Credit, we are partial to the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards. You will have to have a credit score of 690 or higher. TAKE NOTE: the ongoing APR is 23.99% variable APR.
In addition, be sure to check out the Ink Business Preferred Card from Chase. Earn 80,000 bonus points after you spend $5,000 on purchases within the first three months from account opening. Also, earn three points for each dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone, advertising purchases made with social media sites and search engines each account anniversary year. Earn one point for each dollar on all other purchases. There is no cap to the amount you can earn.
Also, for Low APR/Balance Transfers Business Credit Cards, we like the U.S. Bank Business Edge Platinum. You start with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer fee. After that, the purchase APR is a variable 10.49% – 18.49%, which depends upon creditworthiness. There is no annual fee. This card is only on offer for those with great or exceptional credit. However, there is no rewards program for purchases.
Furthermore, check out the Spark Cash Select from Capital One. You get 1.5% cash back on all purchases, without restrictions. New cardholders can also get a $200 cash bonus once they spend $3,000 on new purchases within three months of account opening. New customers also get initial APR of 0% on purchases for nine months. There is no annual fee.
For a 0% APR time frame, we prefer the Ink Business Cash ℠ Credit Card. You pay no yearly cost. It’s got an interest-free period. It has versatile cash-back rewards. There are spending limits for your employees. You will have to have a credit score of 690 or better.
Your absolute best small business Visa credit cards hinge on your credit history and scores. Only you can choose which rewards you want and need, so make sure to do your research. And, as always, make certain to build credit in the recommended order for the max, fastest benefits. Using the method will also minimize delays and frustrations. Check out how this will help your company get business credit cards.