How to get a business credit report

How to Get a Small Business Credit Report Credit Suite

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How to get a business credit report

Published By Janet Gershen-Siegel at February 2, 2018

How to Get a Small Business Credit Report Credit Suite>

When you need to get a business credit report, where do you turn? Do you know exactly how to easily request and assess your business credit reports?

Your best choice as a business owner is to remain on top of your small business credit reports from PAYDEX, Equifax, and Experian. There are three big credit reporting agencies for small business and you really should evaluate all three of them routinely as they use marginally different criteria therefore moving the needle for one can move the needle for both of the others, although perhaps not as much. Do not let your small business credit scores slide, as you have to catch any mistakes as quickly as you can, and locate anything which is dragging your scores down and then take remedial steps. You can acquire your reports easily and stay right on top of all three scores by following a few basic steps.


Dun & Bradstreet’s PAYDEX score of your small business can wind up being among the principal reasons that your company gets credit in any manner. D & B provides Credit Signal, which is a means to track your credit score by having the reports come straight to you, for a cost. You may find the cost is well worth it to avoid the bothers that can arise from letting this score slip, and to not have to develop and take care of the schedules and reminders you might need to stay up to date with if you don’t use it.

Don’t wish to use Credit Signal? Not to worry, as you can obtain your PAYDEX report through D & B and, if necessary, you can talk to their Customer Service department (this department exists as a part of Dun & Bradstreet itself). Plus, in order to review your PAYDEX report, check out what D & B provides, which is a sample report and even some higher level help in ways to read it.


Equifax, one of the large credit reporting agencies, furnishes a risk monitoring service which is easier as it permits reports to go directly to you. If you do not wish to pay for ongoing reports, you can as an alternative request your business’s Equifax report. On top of that, if you need to dispute your small business’s Equifax report, you can do so by adhering to the information on their website. You can learn how to review your Equifax report by checking out a specimen of their reports.


Experian, one more big credit reporting agency, also provides a method for acquiring reports sent to you for a cost. As a result you can track your Experian business credit score and the setup is simple. Having said that, if you would rather not get continuing reports (and pay for them), then you can order a single Experian report for your small business on their site. Likewise, if there are any complications or matters of contention, you can dispute any mistakes on your business’s Experian report if you follow the directions on their website. Learn about checking your Experian report by evaluating a sample Experian small business credit report.

Sometimes, it pays to hand over a few dollars to ensure that you acquire your company credit reports consistently. It’s a lot less complicated than have to always remember to do this and you’ll probably examine these reports more closely, as they come at a price tag. Stay on target and make use of the tools these credit reporting companies offer, and make your life easier. After all; you’ve already got enough on your plate.

As a result of the recent data breach, there are all the more reasons to check small business credit reports and personal credit reports, and be vigilant about any issues you spot.

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