How to Check Your Biz Credit Report

Credit Report 1000x480 - How to Check Your Biz Credit Report

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How to Check Your Biz Credit Report

Published By Janet Gershen-Siegel at April 10, 2018

Credit Report 1000x480 - How to Check Your Biz Credit Report>

Do you know how to check your biz credit report? Your best choice as a business owner is to remain on top of your business credit reports from PAYDEX, Equifax, and Experian. There are three big credit reporting agencies for small business and you absolutely ought to evaluate all three of them on a regular basis as they use slightly different criteria consequently moving the needle for one can move the needle for the two others, although maybe not as much. Do not let your company credit scores slide, as you must catch any mistakes soon as you can, and also pinpoint anything which is pulling your scores downward and after that take corrective steps. You can obtain your reports conveniently and stay right on top of all three scores by following a few simple steps.


Dun & Bradstreet’s PAYDEX score of your company can end up being one of the prime reasons that your company acquires credit in any manner. D & B offers Credit Signal, which is a means to track your credit score by having the reports come straight to you, for a price. You may discover the price is well worth it in order to avoid the annoyances that can arise from letting this score slip, and to not have to produce and stay on top of the scheduling and reminders you might need to keep up with if you don’t make use of it.

Don’t wish to utilize Credit Signal? Not a problem, as you can receive your PAYDEX report through D & B and, if needed, you can check with their Customer Service department (this department exists as a part of Dun & Bradstreet itself). On top of that, in order to review your PAYDEX report, check out what D & B provides, which is a specimen report and even some higher level tips in how you can interpret it.


Equifax one of the major credit reporting agencies, furnishes a risk monitoring service which is more convenient as it allows for reports to go directly to you. If you don’t wish to purchase ongoing reports, you can instead order your company’s Equifax report. In addition, if you have to dispute your business’s Equifax report, you can do so by abiding by the directions on their website. You can learn to go over your Equifax report by looking into an example of their reports.


Experian, another big credit reporting company, also provides a means for receiving reports sent to you for a cost. Hence you can monitor your Experian small business credit score here and the setup is simple. However, if you prefer to not get continuing reports (and pay for them), then you can order an individual Experian report for your small business on their website. Likewise, if there are any problems or mistakes, you can contest any inaccuracies on your company’s Experian report if you follow the directions on their website. Find out about assessing your Experian report by examining an example Experian business credit report.

In many instances, it is a good idea to hand over a few dollars so as to ensure you get your business credit reports routinely. It’s a lot less complicated than have to always remember to do this and you’ll probably evaluate these reports more meticulously, as they come with a price tag. Stay on target and make use of the tools these credit reporting agencies supply, and make your life easier. It goes without saying; you’ve already got enough on your plate.

Because of the recent data breach, there are even more reasons to check your small business and consumer credit reports, and be vigilant about any problems you identify.

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