Getting a Credit Report for a Business

credit Reports 1 1156x480 - Getting a Credit Report for a Business

Credit Suite Blog

Get current information on getting credit and loans to grow your business


Getting a Credit Report for a Business

Published By Janet Gershen-Siegel at February 23, 2018

credit Reports 1 1156x480 - Getting a Credit Report for a Business>

Do you know about getting a credit report for a business? You need to keep on top of your own corporate credit reports and check other companies’ business credit reports, too. But how?

Your smartest move as a business owner is to remain on top of your business credit reports from PAYDEX, Equifax, and Experian. There are three big credit reporting agencies for small business and you really should assess all three of them on a regular basis as they use marginally different touchstones therefore moving the needle for one can move the needle for the two others, although perhaps not as much. Do not permit your business credit scores slide, as you need to pounce on any errors fast as you can, and also detect anything which is dragging your scores downward and after that take corrective steps. You can acquire your reports easily and stay right on top of all three scores by following a few basic steps.


Dun & Bradstreet’s PAYDEX score of your business can end up being among the principal reasons why your business receives credit in any way. D & B provides Credit Signal, which is a method to monitor your credit score by having the reports come immediately to you, for a price. You may find the expense is well worth it to avoid the annoyances that can stem from letting this score slip, and to not need to develop and stay on top of the schedules and reminders you might need to keep up with if you do not utilize it.

Don’t wish to make use of Credit Signal? No problem, as you can obtain your PAYDEX report by way of D & B and, if needed, you can speak with their Customer Service department (this department exists as a part of Dun & Bradstreet itself). Plus, in order to review your PAYDEX report, check out what D & B provides, which is a sample report and even some higher level direction in how to decipher it.


Equifax, one of the major credit reporting bureaus, offers a risk monitoring service which is easier as it enables reports to come directly to you. If you don’t want to purchase continual reports, you can alternatively order your company’s Equifax report. Also, if you want to question your business’s Equifax report, you can do so by adhering to the information on their web site. You can learn how to evaluate your Equifax report by taking a look at a specimen of their reports.


Experian, another big credit reporting company, also provides a way for obtaining reports sent to you for a cost. For this reason you can keep track of your Experian small business credit score here and the setup is easy. Having said that, if you would rather not get regular reports (and purchase them), then you can order an individual Experian report for your firm on their site. Also, if there are any problems or errors, you can question any errors on your business’s Experian report if you follow the directions on their website. Find out about reading through your Experian report by evaluating an example Experian business credit report.

Oftentimes, it is a good idea to hand over a few bucks to ensure you get your company credit reports consistently. It’s a lot less complicated than to have to remember to do this and you’ll probably look at these reports more carefully, as they come at a cost. Stay on target and use the tools that these credit reporting firms provide, and make your life less complicated. It goes without saying; you’ve already got enough on your plate.

Due to the recent data breach, there are even more reasons to go over your small business and individual credit reports, and be vigilant about any mistakes you catch.

Leave a Reply

Your email address will not be published. Required fields are marked *

Leave a Reply

Your email address will not be published. Required fields are marked *