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Fantastic Business Credit Cards – Visa and More

Published By Janet Gershen-Siegel at October 6th, 2018

Fantastic Business Credit Cards – Visa and More

Get Fantastic Business Credit Cards – Visa and More

Have you been trying to get fantastic business credit cards – Visa in particular? Our research turned up some stellar choices. We researched a number of business credit cards; here are our favorites.

Per the SBA, corporate credit card limits are 10 – 100 times that of personal cards! This shows you can get a lot more money with company credit.

And you won’t have to provide collateral, cash flow, or financials in order to get business credit.

Fantastic Business Credit Cards – Visa Perks

Features vary, so make certain to choose the perk you prefer from this array of choices.

592918 12 Credit Lines NonRecession 2A OP1 112219 - Fantastic Business Credit Cards – Visa and More

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Visa Cards with 0% APR

For a 0% APR time frame, we really like the Bank of Hope Business Rewards Visa® Credit Card. You will pay no annual fee. Pay only a 3% balance transfer fee with a minimum of $5. Earn 5,000 bonus points after spending $1,000 in the first three months. And earn triple points on gas. Get double points on travel and dining. And earn one point per dollar on all other purchases.

Pay a 0% introductory APR for nine months, then variable APR 12.49%, 16.49% or 20.49% per creditworthiness after introductory period ends. It should be easy for most entrepreneurs to meet the minimum spend required for the points bonus. Triple points on gas are particularly helpful if yours is a business requiring a lot of time on the road (say, trucking). If your credit is good enough to get the lowest APR after the introductory period ends, this could be a great card for you.

Get it here: https://www.bankofhope.com/business-banking/credit-cards/rewards-visa

Low APR/Balance Transfers for Business Credit Cards – Visa

For Low APR/Balance Transfers Business Credit Cards, we prefer the Alpine Bank Visa Platinum Rewards card. Pay no annual fee. Get one point per dollar spent. Get bonus points: 5,000 for first $3,000 spent in first four billing cycles.

The APR for purchases is Prime + 8.74-14.74%. And the APR is 21% for cash advances. Balance transfer APR 10% or 3% of the amount of each transfer, whichever is greater. This is a good card for both APR and the amount you need to spend for a bonus is fairly low.

Get it here: https://www.alpinebank.com/business/business-loans/business-credit-cards.html

592918 12 Credit Lines NonRecession 2A OP1 112219 - Fantastic Business Credit Cards – Visa and More

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Business Credit Cards – Visa for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards.  KEEP IN MIND: the ongoing APR is 26.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

For Travel Points, Go Beyond Visa

fantastic business credit cards Credit Suite2 - Fantastic Business Credit Cards – Visa and MoreMake sure to Check out the Ink Business Preferred Card from Chase. Get 80,000 bonus points once you spend $5,000 on purchases within your first three months from account opening.

Earn three points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. And also get three points to the dollar on advertising purchases made with social media sites and search engines each account anniversary year.

Earn one point for each dollar on all other purchases. There is no restriction to the amount you can earn.

Get it here: https://creditcards.chase.com/a1/ink-business/universal/preferred?CELL=6RRW

Get a Business Visa for Cash Back

Take a look at the Zions Bank Visa Amazing Cash® Business Credit Card. Get 3% cash back on select business purchases, including office supplies, cell services, internet, telecom, and cable TV. Earn 2% cash back on select business travel purchases, including airlines and vehicle rentals. And get 1% cash back on everything else.

Pay a 0% introductory APR on balance transfers for the twelve months after account opening, then pay a 14.24% variable APR afterwards. There is a 3% balance transfer fee for each transfer ($10 minimum applies).

Get a credit limit for up to $250,000. There is no annual fee and there are no rewards fees. Pay a 0% introductory APR for the first 6 months after account opening. And then pay a 14.24% variable APR afterwards.

Get it here: https://www.zionsbank.com/business-banking/business-credit-cards/

592918 12 Credit Lines NonRecession 2A OP1 112219 - Fantastic Business Credit Cards – Visa and More

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Get Fantastic Business Credit Cards Beyond Visa to Build Your Credit

Check out the Wells Fargo Business Secured Credit Card. A Wells Fargo business checking or savings account must be open before applying. Upon approval, your funds will be transferred from the deposit account to fund the credit line. Get a $500 to $25,000 credit line, based on the amount of funds deposited by you as security in a collateral account. Pay no annual fee. There is no foreign transaction fee.

Details

Get up to 10 employee cards. Pay a prime + 11.90% APR on purchases. And pay prime + 20.74% APR on cash advances. Cash advance or balance transfer fees may apply.

Choose between Cash Back or Rewards Points. There is no annual rewards program fee. And there are no required spending categories or caps. Earn 5% cash back for every $1 spent on net purchases. Receive cash back automatically as a credit to your account or to your eligible checking or savings account each quarter.

If you choose rewards points, you will earn 1 point for every $1 spent on net purchases. Get 1,000 bonus points when your company spends $1,000 or more in any monthly billing period. Redeem points for gift cards, merchandise, airline tickets and more. Get a 10% points credit when you redeem points online. And you can earn extra bonus points or discounts from Earn More Mall® retailers.

Graduating from a Secured Credit Card

Wells Fargo reports your payment and usage behavior to the Small Business Financial Exchange. Payment and usage activity of the Wells Fargo Business Secured card is not reported to the consumer credit bureaus, therefore it will not help build or rebuild personal credit history.

Wells Fargo will periodically review your account and recent credit history for an opportunity to upgrade to an unsecured business credit card. You may become eligible with responsible use over time. Being able to upgrade to an unsecured business credit card also depends on your FICO score, payment history and ratio of credit card usage to credit limit

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Your Best Business Credit Cards – Visa – They Will Save Your Business

Your best business credit cards – Visa – will always depend on your credit history and scores. Just you can make a decision on which rewards you want and need, so make sure to do your homework. And, as always, make certain to build credit in the recommended order for the optimum, fastest benefits.

Because once you have built business credit, guess what? You can command pretty much any business credit card that you like. Now, isn’t that worth waiting for?

Check out how this will help your company get business credit cards – Visa and more.

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