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Fantastic Business Credit Cards – Visa and More

Reviewed by Ty Crandall

November 13, 2023

Topics:

Fantastic Business Credit Cards Credit Suite

Get Fantastic Business Credit Cards – Visa and More

Have you been trying to get fantastic business credit cards – Visa in particular? Our research turned up some stellar choices. We researched a number of business credit cards; here are our favorites.

Per the SBA, corporate credit card limits are 10 – 100 times that of personal cards! This shows you can get a lot more money with company credit.

And you won’t have to provide collateral, cash flow, or financials in order to get business credit.

Fantastic Business Credit Cards – Visa Perks

Features vary, so make certain to choose the perk you prefer from this array of choices.

Click to download Credit Suite’s 12 business credit cards and credit lines business guide. Learn everything you need to know about getting the best credit cards for your business. via Credit Suite

Visa Cards with 0% APR

For a 0% APR time frame, we really like the Bank of Hope Business Rewards Visa® Credit Card. You will pay no annual fee. Pay only a 3% balance transfer fee with a minimum of $5. Earn 5,000 bonus points after spending $1,000 in the first three months. And earn triple points on gas. Get double points on travel and dining. And earn one point per dollar on all other purchases.

Pay a 0% introductory APR for nine months, then variable APR 12.49%, 16.49% or 20.49% per creditworthiness after introductory period ends. It should be easy for most entrepreneurs to meet the minimum spend required for the points bonus. Triple points on gas are particularly helpful if yours is a business requiring a lot of time on the road (say, trucking). If your credit is good enough to get the lowest APR after the introductory period ends, this could be a great card for you.

Get it here: https://www.bankofhope.com/business-banking/credit-cards/rewards-visa

Low APR/Balance Transfers for Business Credit Cards – Visa

For Low APR/Balance Transfers Business Credit Cards, we prefer the Alpine Bank Visa Platinum Rewards card. Pay no annual fee. Get one point per dollar spent. Get bonus points: 5,000 for first $3,000 spent in first four billing cycles.

The APR for purchases is Prime + 8.74-14.74%. And the APR is 21% for cash advances. Balance transfer APR 10% or 3% of the amount of each transfer, whichever is greater. This is a good card for both APR and the amount you need to spend for a bonus is fairly low.

Get it here: https://www.alpinebank.com/business/business-loans/business-credit-cards.html

Click to download Credit Suite’s 12 business credit cards and credit lines business guide. Learn everything you need to know about getting the best credit cards for your business. via Credit Suite

Business Credit Cards – Visa for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards.  KEEP IN MIND: the ongoing APR is 26.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

For Travel Points, Go Beyond Visa

Visa Cards Credit SuiteMake sure to Check out the Ink Business Preferred Card from Chase. Get 80,000 bonus points once you spend $5,000 on purchases within your first three months from account opening.

Earn three points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. And also get three points to the dollar on advertising purchases made with social media sites and search engines each account anniversary year.

Earn one point for each dollar on all other purchases. There is no restriction to the amount you can earn.

Get it here: https://creditcards.chase.com/a1/ink-business/universal/preferred?CELL=6RRW

Click to download Credit Suite’s 12 business credit cards and credit lines business guide. Learn everything you need to know about getting the best credit cards for your business. via Credit Suite

Your Best Business Credit Cards – Visa – They Will Save Your Business

Your best business credit cards – Visa – will always depend on your credit history and scores. Just you can make a decision on which rewards you want and need, so make sure to do your homework. And, as always, make certain to build credit in the recommended order for the optimum, fastest benefits.

Because once you have built business credit, guess what? You can command pretty much any business credit card that you like. Now, isn’t that worth waiting for?

Check out how this will help your company get business credit cards – Visa and more.

About the author 

Janet Gershen-Siegel

Janet Gershen-Siegel is the seasoned Finance Writer and a former content manager at Credit Suite. She has been admitted to practice law for over 30 years, with a focus on litigation and product liability, and is a published author, with writing credits at Entrepreneur, FedSmith.com and BusinessingMag.com.

She has a BA in Philosophy from Boston University, a JD from the Delaware Law School of Widener University, and a MS in Interactive Media (Social Media) from Quinnipiac University.

She regularly writes for Credit Suite, which helps businesses improve Fundability™, build credit, and get approved for loans and credit lines.

Her specialties: business credit, business credit cards, business funding, crowdfunding, and law

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