Business Credit Reports Made Easy

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Business Credit Reports Made Easy

Published By Janet Gershen-Siegel at January 16, 2018

credit Reports 1 1156x480 - Business Credit Reports Made Easy>

Easily pull and assess company credit reports. Your best bet as a business owner is to stay on top of your credit reports from PAYDEX, Equifax, and Experian.

There are three big credit reporting bureaus for companies and you really should check all three of them regularly as they use moderately different measurements consequently moving the needle for one can move the needle for both of the others, although possibly not as much. Do not allow your business credit scores slide, as you must pounce on any mistakes fast as you can, as well as identify anything which is dragging your scores down and then take remedial steps. You can obtain your reports easily and stay right on top of all three scores by following a few simple steps.


Dun & Bradstreet’s PAYDEX score of your small business can wind up being one of the leading reasons why your company obtains credit in any way. D & B offers Credit Signal, which is a way to monitor your credit score by having the reports come immediately to you, for a price. You may find the price is well worth it in order to avoid the troubles that can originate from letting this score slip, and to not have to create and stay on top of the schedules and reminders you might need to stay up to date with if you do not use it.

Don’t wish to make use of Credit Signal? That’s fine, as you can get your PAYDEX report by way of D & B and, if necessary, you can speak to their Customer Service department (this department exists as a section of Dun & Bradstreet itself). In addition, in order to review your PAYDEX report, check out what D & B provides, which is a sample report and also some higher level advice in ways to decipher it.


Equifax, one of the big credit reporting firms, furnishes a risk monitoring service which is more convenient as it allows for reports to come directly to you. If you do not wish to pay for regular reports, you can instead request your small business’s Equifax report. Furthermore, if you have to dispute your small business’s Equifax report, you can do so by following the information on their site. You can learn to review your Equifax report by looking into a specimen of their reports.


Experian, another big credit reporting firm, also provides a way for receiving reports sent to you for a charge. Hence you can keep an eye on your Experian business credit score here and the setup is simple. Having said that, if you prefer to not get regular reports (and pay for them), then you can order a separate Experian report for your company on their site. Additionally, if there are any problems or mistakes, you can dispute any problems on your small business’s Experian report if you follow the directions on their site. Learn more about examining your Experian report by evaluating a sampling Experian small business credit report.

Often, it pays to hand over a few bucks in order to be sure you obtain your company credit reports consistently. It’s a lot less troublesome than have to always remember to do this and you’ll probably check out these reports more thoroughly, as they come with a cost. Continue track and make use of the resources these credit reporting firms supply, and make your life easier. You’ve already got enough on your plate.

Thanks to the recent data breach, there are even more reasons to peruse your small business credit reports and consumer credit reports, and be vigilant about any issues you spot.

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