Bond Street Review

Reviewed by Ty Crandall

November 13, 2023
Bond Street Review Credit Suite

A Look at Bond Street, Backed with our Research

Looking for the greatest online lenders? Bond Street is one of several online lending companies. They offer Term Loans to businesses. We look at the specifics and drill down into the details.

They have ceased their lending operations; this review is therefore out of date. See:

Bond Street Background

Bond Street is located online here: Their physical address is in New York, NY. You can call them at (917) 722-3891.

Their contact page is here: You can email them at: [email protected].

This lender is supported by investment capital from Spark Capital; Jeffries; Home Brew; Founder Collective; Collaborative Fund; Eagle Cliff; Slow Ventures; and more.

Check out our Credit Suite Credit Line Hybrid, where you can get up to $150,000 to help your business thrive.

Term Loans

Bond Street Review Credit SuiteThey have term loans of $100,000 – $1 million. The terms range for as long as 1 – 3 years. They ask for both EIN and the borrower’s Social Security number. The offer arrives within three days. They will only do a soft credit pull.

A FICO consumer credit score of 640 or better is most likely to get a loan.

However, if your own FICO score falls short, Bond Street will look at other factors. Your company must be in business for two years or more. It must also have annual revenues of at least $200,000.

Check out our Credit Suite Credit Line Hybrid, where you can get up to $150,000 to help your business thrive.


Note: Bond Street is not able to lend in North Dakota, Nevada, South Dakota and Vermont. Also, in some select states, they are unable to offer financing at amounts of less than $50,000.

Hence if your business has its offices in any of those states, you may be completely out of luck.

Bond Street Advantages

Advantages start with the soft credit pull. So this could be crucial for a lot of small business owners. Plus this online lender will look at factors beyond your personal credit if your FICO score is low. They offer very large loans if you do qualify.

These pluses may very well be enough to tip the scales in favor of this particular online lender.

Bond Street Disadvantages

Disadvantages are the somewhat longer time in business requirement. Also, there is a fairly high annual revenue requirement. And the maximum APR is pretty high. However, it is not the highest annual percentage rate in the online lending space.

Another disadvantage is the limits on where this online lender can do business. For some business owners, that will decide everything.

Check out our Credit Suite Credit Line Hybrid, where you can get up to $150,000 to help your business thrive.

Bond Street Takeaways

So the companies which will do the best with this lender have a couple of years of successful operations under their figurative belts. These companies will also do well if the entrepreneur has less than stellar credit but still needs a very large loan.

So for companies needing smaller amounts, or that cannot meet the time in business and annual revenue requirements, this lender is not going to be a good fit for them.

Today, we want to hear from our audience! Share your voice with us about your experiences with Bond Street and other online lenders.

About the author 

Janet Gershen-Siegel

Janet Gershen-Siegel is the seasoned Finance Writer and a former content manager at Credit Suite. She has been admitted to practice law for over 30 years, with a focus on litigation and product liability, and is a published author, with writing credits at Entrepreneur, and

She has a BA in Philosophy from Boston University, a JD from the Delaware Law School of Widener University, and a MS in Interactive Media (Social Media) from Quinnipiac University.

She regularly writes for Credit Suite, which helps businesses improve Fundability™, build credit, and get approved for loans and credit lines.

Her specialties: business credit, business credit cards, business funding, crowdfunding, and law

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