Get the Best Rewards Card for Business and Put Money in Your Pocket
Are you looking for the best rewards card for business? The best rewards card for business can save you cash. And it can even put money in your pocket. And this is money you would otherwise be missing out on. We looked at a ton of corporate credit cards; here are our favorites.
Per the SBA, business credit card limits are 10 – 100 times that of personal cards! This means you can get a lot more cash with business credit. And this also means you can have personal charge cards at stores, and now have an additional card at the same stores for your business.
And you will not need to have collateral, cash flow, or financials to get company credit.
Best Rewards Card for Business Features
Features vary, so make sure to select the reward you prefer from this variety of options.
Best Rewards Card for Business
Check out the Business Gold Rewards Card from American Express OPEN. So you can earn 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card within first three months.
Also, you get three points on your choice of 5 categories. In addition, get two times the points on the remaining categories.
Also, get one point per dollar on all other purchases. It has a $0 yearly fee for the first year. But afterwards your annual fee goes up to $175.
Best Rewards Card for Business – Get Luxurious Travel Points
For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is during your first three months. Terms and limitations apply.
In addition earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first 3 months. Earn two miles per dollar spent on purchases made directly with Delta. Also, earn one mile per qualifying dollar spent on purchases.
Ink Business Preferred from Chase
Also, be sure to have a look at the Ink Business Preferred Card from Chase. Earn 80,000 bonus points. But this is after you spend $5,000 on purchases. And it is within the initial three months from account opening.
Get three points for each dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. It is also on advertising purchases made with social media sites and search engines. But this is for each account anniversary year.
Also, get one point per dollar on all other purchases. There is no cap to the amount you can earn.
Best Rewards Card for Business: Business Credit Cards with 0% APR
For a 0% APR period, we really like the Ink Business Cash ℠ Credit Card. Also, you pay no yearly cost. It’s got an interest-free period. It has versatile cash-back rewards. There are spending limits for your employees. But you will have to have a credit score of 690 or higher.
Blue Business Plus from American Express
For an introductory 0% APR period, we also go for the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn twice the points on regular company expenses up to annual limit. But the standard APR is 12.24% – 20.24%. So this is variable.
Get it here: https://creditcard.americanexpress.com/blue/
Best Rewards Card for Business: Secure Credit cards for Fair Credit
For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. But you will have to have a credit score of 690 or higher.
But TAKE NOTE: the standard APR is 23.99% variable APR.
Best Rewards Card for Business: Reliable Low APR/Balance Transfers Business Credit Cards
For Low APR/Balance Transfers Business Credit Cards, take a look at the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. There is no annual fee.
Right now businesses can earn double points. But this is on the initial $50,000 in purchases annually.
Get it here: https://creditcard.americanexpress.com/blue/
Best Rewards Card for Business: Terrific Cards for Cash Back
Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to first $50,000 of yearly spending.
You also get 3% cash back on spending category of your choice. So this is from eight distinct categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending.
In addition you get 1% cash back on all other purchases.
Bank of America Business Advantage Cash Rewards MasterCard
Also, take a look at the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.
With it, you can earn a $200 statement credit. But this is after $500 in purchases. And that is within 60 days of account opening.
You also get 3% cash back on purchases at gasoline stations and office supply stores. But this is up to $250,000 annually.
Also, you get 2% cash back on purchases at restaurants. And get 1% cash back on all purchases. Also, there is no annual fee. But it is on offer to applicants with exceptional credit.
But you can only redeem your cash back in $25 increments.
Spark Cash Select from Capital One
Furthermore, consider the Spark Cash Select from Capital One. So you get 1.5% cash back on all purchases. So this is with no limits.
New cardholders can also get a $200 cash bonus. But that is as soon as they spend $3,000 on new purchases. So this is during the first three months of account opening.
New customers also get initial APR of 0% on purchases. But that is for nine months. Also, there is no yearly fee.
The Best Rewards Card for Business for You
Your preferred rewards card for business is dependent on your credit history and scores.
Only you can determine which rewards you want and need. So be sure to do your homework.
And, as always, make certain to build credit in the recommended order for the highest, fastest benefits.
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