Real estate crowdfunding sites have made investing far more accessible to both accredited and non-accredited investors. With this form of investing, regular people can help fund real estate ventures and receive dividends while diversifying their investment portfolios–something that only experienced investors used to enjoy back in the day.
To help you get started, we’ve compiled some of the best real estate crowdfunding sites of 2024. Our selections are based on experience, reliability, and track record, so you can be sure all of our top picks are well-established.
Don’t worry if you’re a beginner. We’ve also included some beginner-friendly crowdfunding platforms for those who are new to real estate, crowdfunding, or both.
Best Real Estate Crowdfunding Sites
- Fundrise
- Realty Mogul
- Yieldstreet
- EquityMultiple
- Crowdstreet
- DLP Capital
- DiversyFund
- Arrived
- First National Realty Partners
- PeerStreet
Best Credit Cards for Real Estate Agents Compared
| Credit Card | APR | Annual Fee | Rewards |
| American Express Blue Business Plus | 0% intro APR for 12 months, then variable rate (18.49% to 26.49%) | $0 | 2x rewards on eligible business purchases |
| Chase Freedom Flex Credit Card | 0% intro APR for 15 months, then variable rate (20.49%–29.24%) | $0 | 5% cash back in quarterly bonus categories |
| Citi Double Cash Credit Card | 0% intro APR for 18 months on balance transfers, then variable rate (19.24% to 29.24%) | $0 | 2% cash back on purchases |
| Navy Federal Credit Union Visa Signature Flagship Rewards | 15.24% – 18.00% | $49 | 3X points on travel, 2X points on everything else |
| Home Depot Consumer Credit Card | 29.99% | $0 | 6 months financing on purchases $299 or more |
| Citi Custom Cash Credit Card | 0% intro APR for 15 months, then variable rate (19.24% – 29.24%) | $0 | 5% cash back on your top eligible categories, 1% unlimited cash back on all other purchases |
| Capital One Venture Rewards Credit Card | 19.99% – 29.99% | $95 | Unlimited 2 miles per dollar on every purchase, 5 miles per dollar on hotel and rental car bookings on Capital One Travel |
| MyLowe’s Rewards | 28.99% | $0 | 6 months financing on purchases $299 or more |
| Chase Ink Business Preferred Credit Card | 21.24%-26.24% | $95 | 3 Chase Ultimate Reward points for every $1 spent on the first $150,000 (qualifying categories), 1 point for every $1 spent on everything else |
Learn More:
- Fundrise
- Realty Mogul
- YieldStreet
- EquityMultiple
- Crowdstreet
- DLP Capital
- DiversyFund
- Arrived
- First National Realty Partners
- PeerStreet
Fundrise
Fundrise stands out for its low investment minimum at only $10, most likely the lowest of them all. With $10, you get access to a brokerage account and a vast portfolio of real estate debt instruments and equity investment opportunities. You can also get an IRA for only $1,000 minimum.
To date, Fundrise has a $7 billion portfolio and almost 9,000 residential investment units. They focus on more affordable suburban apartment complexes bought with lower capital but are projected to have high returns. Furthermore, they boast over 3,400 rental properties purchased wholesale directly from homebuilders.
Apart from residential investments, Fundrise also gives investors access to industrial real estate opportunities. As of today, Fundrise investors have funded 2,310,800 square feet of industrial space for lease. These properties aim to provide a steady income for commercial tenants and take advantage of the appreciation in supply-constrained areas.
Another great thing about Fundrise is its easy-to-use platform, designed with a direct-to-consumer interface you can access from any device easily. Their tech-enabled asset management also allows users to see real-time information for better investment analysis and decision-making.
In terms of fees, Fundrise offers some of the lowest among real estate crowdfunding platforms. Their advisory fee is 0.15% for all Fundrise assets, an additional 0.85% for real estate investments, and 1.85% for the innovation fund.
If you want more control over your investments, you can choose the Fundrise Pro plan for only $10 a month.
Key Features:
- Low minimum investment
- Diverse real estate assets
- Excellent track record in both residential and commercial real estate investment profiles
- Advanced end-to-end technology platform
- Easy-to-navigate website
Realty Mogul
RealtyMogul is open to both accredited and nonaccredited investors, offering almost a dozen individual projects and two REIT funds for maximum diversification. A non-accredited investor can get access to private real estate deals through REITs, while an accredited investor can fund private placement offerings.
We recommend this platform for at least novice investors because the minimum investment is $5,000. Apart from that, the diversity of Realty Mogul’s offerings–and the fine print that comes with it–can be confusing for beginners.
The two REITs are RealtyMogul Income REIT and RealtyMogul Apartment Growth REIT. At a glance, the Income REIT invests in and manages commercial real estate properties, while the latter revolves around multifamily investments. On the other hand, private placements are typically individual-property commercial properties, such as offices, retail stores, self-storage, multi-family, etc.)
RealtyMogul has a REIT buyback program that allows investors to sell REIT investments back to the company for a lower price after their first year. This may be beneficial for those who need liquid cash fast, but, of course, we recommend against pulling out your investment too early.
Key Features:
- Diversified offerings for both accredited and non-accredited investors
- Good track record of high returns
- Flexibility offered by the buyback program
- Recommended for investors with at least some experience with real estate and crowdfunding platforms
Yieldstreet
Yieldstreet is our top choice for alternative investments. Aside from real estate, they also provide investment opportunities in art, legal finance, transportation, private credit, and more. Better yet, Yieldstreet investors have invested $3.9 billion in alternative assets since 2015 and earned an average 9.7% annual return.
Yieldstreet is open to accredited and non-accredit investors with a minimum investment requirement of $10,000. Their fees depend on the investments, but in general, fees range between 0% (for short-term note series) to 2.0%, which is relatively reasonable compared to other crowdfunding platforms.
Investors wanting to invest in private structured deals with find plenty of openings on Yieldstreet, and these investments are backed by assets to protect against default. However, keep in mind that most of these investments will be illiquid, meaning you won’t be able to withdraw them for a long time.
Another key strength of Yieldstreet is its team of highly vetted investment professionals who analyze billions of dollars yearly. Given their expertise, it’s no wonder why this investment platform has reached over $2 billion in investor returns since its launch in 2015–that’s nearly half of their total investments, which is a little over $4 billion.
We highly recommend this platform for accredited investors due to its vast access to alternative funds. Non-accredited investors can invest in the Yieldstreet Alternative Income Fund but won’t be able to access all of the offerings.
Key Features:
- Diverse selection of real estate and alternative assets
- May use alpha investing to gauge the performance of an asset against a benchmark
- Highly experienced investment managers with over $500 billion in assets
- Live customer service
- Best for experienced accredited investors
EquityMultiple
EquityMultiple is the best platform for accredited investors and one of the best real estate crowdfunding platforms for commercial real estate. The company diversifies its portfolio with a wide range of asset classes, including apartments, industrial properties, hotels (and more!) that accredited investors can access for as little as $5,000.
EquityMultiple investors have funded more than $3 billion in commercial real estate, and the platform has distributed over $425 million in returns. Plus, the platform’s investment options are divided into three categories: Keep, Grow, and Earn. Keep has the shortest terms, Grow focuses on long-term growth, and Earn has the highest-yielding investments with 10% or higher returns.
If you invest with EquityMultiple, you get to view the investment type, minimum investment, and target return before locking in your investment. These details vary, but EquityMultiple’s transparency helps you view all the details you need to do your due diligence before investing. This also includes redemption opportunities, tax implications, and security type.
Another thing investors love about EquityMultiple is their sleek, user-friendly interface that makes life easier for new users. Moreover, this real estate crowdfunding platform offers excellent customer service through chat, email, and phone.
Key Features:
- Reasonable minimum investment for accredited investors
- Diverse investment profiles available: Keep, Grow, Earn
- Streamlined access to private market commercial real estate
- Only a 5% acceptance rate for crowdfunded real estate
- Incredibly easy start-up process and advanced customer service options
Crowdstreet
Crowdstreet is our #1 choice for seasoned investors with a large amount of capital available. Investment minimums vary, but most deals start at $25,000.
This platform works with real estate companies to manage and run various crowdfunded real estate investments. Crowdstreet’s goals are to take advantage of high real estate market interest rates, provide principal protection, and leverage undervalued commercial investments–all without making investors do the heavy lifting of property management.
Due to the complexity of the deals they accept, Crowdstreet employs a rigorous screening process for all projects they put on their platform, helping investors ensure that these deals are highly vetted. To date, Crowdstreet equity investors have put in $4.3 billion in more than 767 projects across the US.
Another great thing about Crowdstreet is its platform which is highly detailed yet still easy to use. Investors can view various offerings and explore the details through project videos and documentation.
A possible downside, however, is the limited number of investment options currently available. However, we see that as a good thing; a testament to how strict their vetting process is. We only recommend this platform for experienced investors, though, due to its high minimum investment and commercial projects that typically require knowledge and prior experience.
Key Features:
- Rigorous vetting process for new projects
- Direct access to sponsors
- Experienced investment managers oversee and screen deals
- Plenty of resources, such as tutorials and videos, to help new users get used to the platform
DLP Capital
If you’re a professional real estate investor and want to diversify your portfolio with various asset classes, DLP Capital might be the solution for you.
DLP Capital is a private real estate investment and financial services company that offers investors opportunities within their lending fund, housing fund, building communities fund, and preferred credit fund. Each of these funds aims to provide passive income-producing assets to investors with high yield and secure, stable growth.
Currently, DLP Capital owns over 18,000 housing units, has more than 2,600 investors, and has $5 billion in assets under management. They have been operating for over 11 years, making them one of the fastest-growing real estate crowdfunding platforms on the market today.
Aside from access to real estate deals, DLP Capital also offers real estate firm consulting and legacy planning. The platform also has a DLP Elite Execution System that is designed to help real estate investors scale their business through a holistic business operating system.
The minimum investment for a DLP Capital account is $200,000, only available to accredited investors. Hence, this real estate crowdfunding platform will most often benefit more affluent investors with a good deal of funds to invest.
Key Features:
- High-investment, high-yield real estate investment options
- Focused on making good societal and environmental impacts through investor projects
- Annual redemption possibilities for certain investments
DiversyFund
DiversyFund’s goal is to expand the access of multifamily real estate investing to everyone–not just the rich. To this day, the company has 1210 property units, over $200 million in assets under management, four active REITs, and more than 30,000 investors.
We hail DiversyFund as the best real estate crowdfunding site for multifamily properties, but it’s also one of the best options for those new to the investing scene. DiversyFund lets you create an account for just $500, and you can sign up on their app in minutes.
Another reason why we recommend this for beginners is that DiversyFund has a team of seasoned experts who will handle the grunt work for you. While you still need to do your due diligence, DiversyFund’s team will manage most of the heavy lifting, such as identifying market opportunities and overseeing investment deals.
Currently, the platform has three investment types you can choose from. The first and most affordable one is the multifamily fund, which accepts investments at a minimum of $500. For more seasoned investors, DiversyFund has a venture capital investment option for a minimum of $25,000, as well as premiere offerings with varying (but usually higher) minimums.
Key Features:
- Low minimum investment at only $500 for the multifamily fund
- Easy access to your real estate investment portfolio through their user-friendly app
- Opportunities to reinvest your dividends
- 7% preferred return rate
Arrived
Arrived is one of the highest-rated crowdfunding platforms that focuses on rental property investments. With Arrived, you can start investing in rental homes and vacation rentals for as little as $100. The best part? Anyone can invest, and there are plenty of options to choose from, including single-family rentals or multi-home funds.
Currently, Arrived cites over $128 million in property value owned by investors and has paid more than $4.5 million in dividends. Plus, the platform has almost 540,000 investors, mainly due to its ease of access and affordable minimums.
However, just because Arrived offers a $100 minimum investment doesn’t mean they accept less-than-worthy deals. In fact, Arrived only purchases 0.2% of properties they analyze.
“Our team follows a process designed to provide our investors with what we believe are going to be top-performing investments,” says Cameron Wu, the VP of Investments at Arrived.
The biggest benefit of investing in rental properties is the higher chances of making steady returns from rental income. But if you don’t have the capital to fund a whole deal on your own, Arrived gives you the option to purchase shares instead–all through a straightforward, easy-to-use platform.
Key Benefits:
- Best real estate crowdfunding platform for rental properties
- Rigorous diligence process
- Streamlined investing process and a wealth of resources for beginners
- Great option for those new to real estate investing or investing in rental properties
- Monthly real estate investment dividends from rental income
First National Realty Partners
First National Realty Partners is an online crowdfunding platform designed to help any accredited investor gain quarterly cash flow through grocery-anchored retail properties, as well as other basic needs-type properties, such as pharmacies and shopping centers.
However, First National Realty Partners also offers some multifamily and office properties for those who want to diversify their real estate portfolios even further.
Currently, the platform has over $2 billion in assets under management, 60+ assets owned in 24 states, and more than 2,600 investors. They use Dragnet Acquisitions Model to screen potential investments and only accept a handful of those that meet their criteria.
Since FNRP focuses on large commercial properties, the investments are only open to accredited investors, and the minimum investment is $50,000. Thus, we recommend this platform for experienced investors who can afford to tie up a sizeable chunk of capital.
If you want to learn more about FNRP investments, they post detailed descriptions of each property on their website. You can see location, demographic data, other tenants on the property, and other information you need to do your own due diligence. While FNRP vets these properties, you still need to know how profitable a commercial property can be, even if it’s necessity-type.
Key Features:
- Quarterly dividend payouts
- Strict vetting process
- Unique investment opportunities for retail properties
- Over $100 million in investor distributions to date
- Multiple channels for customer service and investor education, including emails, social media, phone calls, etc.
PeerStreet
Last but not least, we have PeerStreet, our top pick for investing in real estate debt. But how does a real estate debt investment work?
Picture this: a borrower takes out a mortgage or commercial loan on a property and pays monthly interest. PeerStreet then allows you to invest in that loan and receive monthly interest. However, you don’t have to do any of the tedious lending tasks with PeerStreet–they do the work for you, and you only have to put your money into the deal of your choice.
PeerStreet’s system works by partnering with private lenders and brokers all over the country and then managing those loans for every institutional or individual investor on the platform. Unfortunately, PeerStreet is only available if you are an accredited investor.
PeerStreet lets you into their investment pool with only $100, which used to be $1,000. You can choose short-term investments with terms as short as one month, or longer terms for maximum payouts. Plus, you don’t have to worry about transparency; PeerStreet gathers and signs off on all relevant documents, giving you the data you need for more effective decision-making.
Currently, PeerStreet has over $5 billion in transactions, 47 states represented, and more than $280 million in payouts to investors.
Key Features
- Low minimum investment at only $100
- Short-term investments available
- Automated reservations for potential deals that meet your investor criteria
- Low likelihood of loss due to loan defaults
How Credit Suite Can Help You
If you’re trying to buy a business property, why not try crowdfunding for commercial real estate financing? As you can see, most of the top crowdfunding platforms above focus on commercial real estate as commercial properties are more likely to turn a profit than other asset classes. It’s a quick way to get the cash you need and can be significantly cheaper than borrowing funds with a traditional loan.
Alternatively, you can use your business credit to buy real estate with Credit Suite’s financing options. Loan amounts start at $10,000 and can go as high as $10 million, and can be used for various property types, such as offices, retail stores, industrial facilities, and more.
Talk to our representatives today to learn more about Credit Suite’s options for funding commercial real estate!
FAQs
How does real estate crowdfunding work?
Simply put, a large group of investors pool their money into a real estate investment platform to fund real estate deals and projects. In exchange, they receive dividends and other forms of return.
If you’re a potential investor but don’t know where to start, we recommend learning more about real estate crowdfunding on Credit Suite or Financial Samurai.
How do I get started with a crowdfunding site?
First, choose a platform that best fits your investor goals, risk appetite, and capital available. Starting processes vary for each site, but in general, you just have to sign up, go through an onboarding process, and then you can start looking for an investment opportunity zone.
You can even choose two or more crowdfunding platforms for further diversification.
Is real estate crowdfunding a good idea?
It depends on your current goals and the amount of money you are willing to tie into investments. If you want to diversify your portfolio with real estate investing but don’t have enough cash for traditional investments, then crowdfunding is an excellent and relatively lower-risk alternative.
What is the average return on real estate crowdfunding?
Return rates vary, depending on the company’s expertise and track record. Top-performing crowdfunding platforms hit at least 9% returns. The average return for public REITs is around 4% for the last seven years.
