The Top Corporate Credit Card for Travel and More
We looked at a ton of small business credit cards, looking for the best corporate credit card for travel. And more! We did the research for you. So here are our favorites.
Per the SBA, company credit card limits are a whopping 10 – 100 times that of personal cards!
This shows you can get a lot more money with small business credit. And it also means you can have personal credit cards at stores. So you would now have a second card at the same shops for your business.
And you won’t need collateral, cash flow, or financials in order to get business credit.
Credit card Benefits
Benefits vary. So make certain to pick the reward you prefer from this collection of possibilities.
Best Corporate Credit Card: Cards with 0% APR – Pay Zero!
For a 0% APR time period, we like the Ink Business Cash ℠ Credit Card. Also, you pay no annual fee. It’s got an interest-free time period. It has versatile cash-back rewards. There are spending limits for employees. But you will have to have a credit score of 690 or higher.
Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash
Best Corporate Credit Card: Secure Corporate Credit Cards for Fair Credit
For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. But you will need a credit score of 690 or higher.
But BEAR IN MIND: the ongoing APR is 23.99% variable APR.
Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/
Best Corporate Credit Card: Cards for Luxurious Travel Points
For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is during your first three months. Terms and limitations apply.
Also earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first 3 months. Earn two miles per dollar spent on purchases made directly with Delta. Also, earn one mile per eligible dollar spent on purchases.
Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279
Business Platinum from American Express
Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:
- Priority Pass Select
- Delta SkyClubs
- American Express Centurion Lounges
You also get Gold Status when you register for the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.
There is a $100 credit towards the Global Entry application fee, which includes access to TSA PreCheck program. And you also get one point for every dollar spent on most purchases.
Also, you get 1.5 times the points. But this is on charges of $5,000 or more. And it is on qualifying purchases. But this is up to one million added points yearly. Get five points per dollar. But this is for spending flights and prepaid hotels from the American Express Travel web site.
Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279
Ink Business Preferred from Chase
Also, be sure to take a look at the Ink Business Preferred Card from Chase. Get 80,000 bonus points. But this is once you spend $5,000 on purchases. And it is in your first three months from account opening.
Earn three points per dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. It is also on advertising purchases made with social media sites and search engines. But this is for each account anniversary year.
Also, earn one point per dollar on all other purchases. There is no restriction to the amount you can earn.
Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred
Best Corporate Credit Card for Reliable Low APR/Balance Transfers Business Credit Cards
For Low APR/Balance Transfers Business Credit Cards, we like the U.S. Bank Business Edge Platinum. So you start off with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer cost.
Thereafter, the purchase APR is a variable 10.49% – 18.49%. And this depends on creditworthiness. There is no annual fee. But this card is solely available to people with great or outstanding credit. But there is no rewards program for purchases.
Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do
Best Corporate Credit Card: Credit Builder Corporate Credit Cards – Make Your Credit Surge!
Check out the Wells Fargo Business Secured Credit Card. It enables cardholders to get a credit limit of $500 – $25,000. The amount offered is the same as the amount of money you provide to secure the line.
Your purchase APR rate can be as low as a variable 13.15%. And the annual fee is $25. But the more cards you have, the higher your annual fee is going to be.
This card lets business owners with bad personal credit to obtain a card to make purchases and create business credit.
But the card will just report to the personal credit bureaus if you default or are overdue on payments.
Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/
Best Corporate Credit Card: Terrific Cards for Cash Back
Look at the SimplyCash Plus Business Credit Card from American Express. So you can earn up to $400 cash back. Earn a $200 statement credit. But this is after spending $5,000.
Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to first $50,000 of annual spending.
You also get 3% cash back on the spending category of your choice. So this is from eight distinct categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending.
Additionally you get 1% cash back on all other purchases.
Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279
Bank of America Business Advantage Cash Rewards MasterCard
Also, take a look at the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.
With it, you can earn a $200 statement credit. But this is after $500 in purchases . And that is during 60 days of account opening.
You also get 3% cash back on purchases at filling stations and office supply stores. But this is up to $250,000 yearly.
Also, you get 2% cash back on purchases at eateries. And get 1% cash back on all purchases. Also, there is no yearly fee. But it is on offer to applicants with exceptional credit.
But you can only redeem your cash back in $25 increments.
Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/
Best Corporate Credit Card: Unbeatable Cards for Jackpot Rewards
Check out the Business Gold Rewards Card from American Express OPEN. So you can get 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card during first three months.
Also, you get three points on your choice of five categories. In addition, get two times the points on the other categories.
Also, get one point per dollar on all other purchases. It has a $0 yearly fee for the first year. But then your yearly fee increases to $175.
Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards
Your Best Corporate Credit Cards
Your very best corporate credit card for travel or anything else will depend on your credit history and scores.
Just you can make a decision on which features you want and need. So be sure to do your homework. What is excellent for you could be disastrous for someone else.
And, as always, make sure to build credit in the prescribed order for the most brilliant, fastest benefits.
Check out how this will help your company get business credit cards.