Hi I am John. I want to talk a minute about the Business Credit Suite. I got into that, I was looking at and I kind of wasn’t sure and I said, hey, I want to develop my own Business Credit and I have been personally securing my own loans for a long time. I understand the importance of not having my personal assets being caught up in case something happened with the business. So I decided to step out and take a chance. I tell you what, it’s the most impressive thing that I have ever seen before. The customer service is crazy! You sign up, you’re instantly getting phone calls, you’re getting emails, they are definitely checking with you to see what they can do to help, but when I get into it and I am filling out the information to start my own Business Credit this is before I sell it to somebody else. It’s amazing to me how they gave us step by step, they walked you through anything from somebody who just started up. Maybe it’s the first day they had a business and ty will walk you through and if there is a step missing a piece that you need in order to get your Business Credit up and going, get your doing numbers, whatever it is, they will stop right at that point and say this is the next step. If you don’t have this, here you go. They walk you through step by step. This is going to be for me the easiest thing to sell to somebody else because I have had a chance to use it myself. I know once I have shown somebody they see the benefits and I turn it over to the Business Suite it’s in their hand they are well taken care of, I am impressed and sold.