A proper business plan, prepared by a professional, will increase any small business’s chances of loan approval. You would be hard-pressed to find lenders who don’t want a valid business plan as part of a funding application.
Texas
In Louisiana, business owners and business partners can operate under a fictitious name filing, also known as “Doing Business As” or a DBA. Using such a fictitious name filing, an employer can name the business. And they can operate it under a name different from the owner’s full legal name, the names of business partners, or the name under which the business is officially registered. It is not necessary for a sole proprietor to register a DBA with the state.
In Texas, if the business will operate as a sole proprietorship or a general partnership, then an Assumed Name Certificate or DBA for each name the business will use must be on file with the county clerk. And this is for each county where a business location will be maintained. All limited partnerships, registered limited liability partnerships, limited liability companies, corporations, professional corporations, nonprofit corporations, and also professional associations must register with the Secretary of State.
There are many steps to starting a business. It is important to start on a firm foundation. Then, when the twists and turns come, you can be safely secured in your seat. That means ensuring you have a name and EIN, and all the licenses and registrations necessary at each level of government. Also, make sure that you are legally incorporated.
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