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The Easy Way of Getting a Credit Report for Business

Published By Janet Gershen-Siegel at January 10th, 2018

Your best choice as a small business owner is to always remain on top of your company credit reports from PAYDEX, Equifax, and Experian.

There are three big credit reporting bureaus for small business and you really need to check all three of them on a regular basis as they use moderately different touchstones consequently moving the needle for one can move the needle for both of the others, though maybe not as much. Do not let your small business credit scores slide, as you must pounce on any mistakes fast as you can, plus locate anything which is pulling your scores down and then take remedial action. You can get your business credit reports conveniently and stay right on top of all three scores by following a few uncomplicated steps.


Dun & Bradstreet’s PAYDEX score of your small business can wind up being among the main reasons why your business obtains credit in any manner. D & B provides Credit Signal, which is a way to monitor your credit score by having the reports come directly to you, for a fee. You may find the expense is well worth it in order to avoid the frustrations that can originate from letting this score slip, and to not have to produce and take care of the scheduling and reminders you might need to keep track of if you do not utilize it.

Don’t want to utilize Credit Signal? It’s no problem, as you can obtain your PAYDEX report via D & B and, if needed, you can speak with their Customer Service department (this department exists as a section of Dun & Bradstreet itself). In addition, in order to review your PAYDEX report, check out what D & B provides, which is a specimen report as well as some higher level tips in the way to interpret it.


Equifax, one of the large credit reporting agencies, supplies a risk monitoring service which is more convenient as it enables reports to go directly to you. If you don’t wish to shell out money for continual reports, you can instead request your small business’s Equifax report. In addition, if you have to contest your small business’s Equifax report, you can do so by abiding by the instructions on their website. You can learn to check your Equifax report by having a look at an example of their reports.


Experian, one more big credit reporting bureau, also provides a way for receiving reports sent to you for a price. Therefore you can monitor your Experian business credit score here and the setup is easy. Having said that, if you prefer to not get continuing reports (and pay for them), then you can order a distinct Experian report for your business on their web site. Additionally, if there are any problems or errors, you can question any inaccuracies on your small business’s Experian report if you follow the directions on their website. Learn more about checking your Experian report by assessing an example Experian small business credit report.

In some cases, it pays to hand over a few bucks to ensure that you acquire your company credit reports on a regular basis. It’s a lot more convenient than to have to always remember to do this and you’ll probably evaluate these reports more thoroughly, as they come at a price. Keep on target and make use of the resources that these credit reporting companies supply, and make your life less complicated. After all; you’ve already got enough on your plate.

As a result of the recent data breach, there are even more reasons to examine your small business credit reports and also your individual credit reports, and be vigilant about any problems you locate.

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