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Your Question: Where Can I Get a Low Rate Business Credit Card?

Published By Janet Gershen-Siegel at November 21st, 2018

Your Question: Where Can I Get a Low Rate Business Credit Card?

Fantastic Question: Where Can I Get a Low Rate Business Credit Card?

You asked: Where can I get a low rate business credit card? We took care of all of the research for you. So here are our favorites.

Per the SBA, small business credit card limits are a whopping 10 – 100 times those of personal cards!

This means you can get a lot more money with company credit. And this also means you can have personal credit cards at shops. So you would now have an alternate card at the same shops for your small business.

And you won’t have to have collateral, cash flow, or financials in order to get company credit.

Credit card Advantages

Benefits vary, so make certain to pick the perk you prefer from this range of alternatives.

Where Can I Get a Low Rate Business Credit Card? Company Credit Cards with 0% APR – Pay Zero!

For a 0% APR time frame, we prefer the Ink Business Cash ℠ Credit Card. Also, you pay no annual cost. It’s got an interest-free period. It has versatile cash-back rewards. There are spending limits for employees. But you will have to have a credit score of 690 or better.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR period, we also like the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn double points on routine company purchases up to annual cap. But the regular APR is 12.24% – 20.24%. So this APR is variable.

Get it here: https://creditcard.americanexpress.com/blue/

Where Can I Get a Low Rate Business Credit Card? Reliable Low APR/Balance Transfers Business Credit Cards

0APRCards - Your Question: Where Can I Get a Low Rate Business Credit Card?

For Low APR/Balance Transfers Business Credit Cards, we prefer the U.S. Bank Business Edge Platinum. So you start with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer cost.

Afterwards, the purchase APR is a variable 10.49% – 18.49%. And this depends on creditworthiness. There is no annual fee. But this card is just available to those with great or exceptional credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, take a look at the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. There is no yearly fee.

Right now small businesses can earn double points. But this is on the initial $50,000 in purchases every year.

Get it here: https://creditcard.americanexpress.com/blue/

Where Can I Get a Low Rate Business Credit Card? Secure Corporate Credit Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. But you will have to have a credit score of 690 or better.

But KEEP IN MIND: the standard APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

592918 12 Credit Lines NonRecession 2A OP1 112219 - Your Question: Where Can I Get a Low Rate Business Credit Card?

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Where Can I Get a Low Rate Business Credit Card? Credit Builder Small Business Credit Cards – Make Your Credit Surge!

Check out the Wells Fargo Business Secured Credit Card. It allows cardholders to obtain a credit limit of $500 – $25,000. The amount offered equates to the amount of money you furnish to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. And the yearly fee is $25. But the more cards you have, the higher your yearly fee is going to be.

This card lets business owners with poor personal credit to acquire a card to make purchases and create business credit.

But the card will just report to the personal credit bureaus if you default or are late on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Where Can I Get a Low Rate Business Credit Card? Terrific Cards for Cash Back

Consider the SimplyCash Plus Business Credit Card from American Express. So you can earn as much as $400 cash back. Get a $200 statement credit. But this is after spending $5,000.

Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to first $50,000 of yearly spending.

You also get 3% cash back on spending category of your choice. So this is from eight varying categories. They include air travel, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending.

Additionally you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard

Also, take a look at the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.

With it, you can get a $200 statement credit. But this is after $500 in purchases . And that is during 60 days of account opening.

You also get 3% cash back on purchases at gasoline stations and office supply stores. But this is up to $250,000 annually.

Also, you get 2% cash back on purchases at restaurants. And get 1% cash back on all purchases. Also, there is no annual fee. But it is on offer to applicants with excellent credit.

But you can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

Spark Cash Select From Capital One

Furthermore, have a look at the Spark Cash Select from Capital One. So you get 1.5% cash back on all purchases. So this is without limitations.

New cardholders can also get a $200 cash bonus. But that is as soon as they spend $3,000 on new purchases. So this is within three months of account opening.

New customers also get introductory APR of 0% on purchases. But that is for nine months. Also, there is no annual fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Where Can I Get a Low Rate Business Credit Card? Small Business Credit Cards for Luxurious Travel Points

LowAPRBalanceTransferCards - Your Question: Where Can I Get a Low Rate Business Credit Card?For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is during your very first three months. Terms and limitations apply.

Also earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first 3 months. Earn two miles per dollar spent on purchases made directly with Delta. Also, earn one mile per eligible dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

592918 12 Credit Lines NonRecession 2A OP1 112219 - Your Question: Where Can I Get a Low Rate Business Credit Card?

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Where Can I Get a Low Rate Business Credit Card? Unbeatable Cards for Jackpot Rewards

Check out the Business Gold Rewards Card from American Express OPEN. So you can get 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card within first three months.

Also, you get three points on your choice of five categories. In addition, get two times the points on the other categories.

Also, get one point per dollar on all other purchases. It has a $0 annual fee for the first year. But then your annual fee goes up to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Where Can You Get a Low Rate Business Credit Card? Your Best Business Credit Cards

Your very best low rate business credit card will depend on your credit history and scores.

Only you can determine which perks you want and need. So make sure to do your due diligence. What is excellent for you could be disastrous for someone else.

And, as always, make certain to build credit in the established order for the most brilliant, fastest benefits.

592918 12 Credit Lines NonRecession 2A OP1 112219 - Your Question: Where Can I Get a Low Rate Business Credit Card?

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

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