Learn how to check a business credit score

bank credit score 1000x480 - Learn how to check a business credit score

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Learn how to check a business credit score

Published By Janet Gershen-Siegel at November 6, 2017

bank credit score 1000x480 - Learn how to check a business credit score>

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Your best bet as a business owner is to stay on top of your business credit reports from PAYDEX, Equifax, and Experian. There are three big credit reporting bureaus for companies and you absolutely should assess all three of them frequently as they use slightly different yardsticks consequently moving the needle for one can move the needle for both of the others, though perhaps not as much. Do not allow your business credit scores slide, as you need to pounce on any mistakes as soon as you can, as well as locate anything which is pulling your scores downward and after that take remedial steps. You can acquire your reports easily and stay right on top of all three scores by following a few basic steps.


Dun & Bradstreet’s PAYDEX score of your small business can wind up being among the main reasons why your company obtains credit in any way. D & B furnishes Credit Signal, which is a method to keep track of your credit score by having the reports come directly to you, for a fee. You may find the fee is well worth it to avoid the headaches that can result from letting this score slip, and to not need to produce and stay on top of the scheduling and reminders you might need to keep track of if you don’t make use of it.

Don’t want to make use of Credit Signal? No worry, as you can get your PAYDEX report through D & B and, if need be, you can consult with their Customer Service department (this department exists as a section of Dun & Bradstreet itself). Additionally, in order to review your PAYDEX report, check out what D & B provides, which is a sample report and also some higher level advice in the way to decipher it.


Equifax, one of the large credit reporting firms, supplies a risk monitoring service which is more convenient as it enables reports to go straight to you. If you don’t wish to pay for regular reports, you can instead request your small business’s Equifax report. In addition, if you want to question your business’s Equifax report, you can do so by abiding by the instructions on their website. You can learn how to read through your Equifax report by exploring a specimen of their reports.


Experian, another big credit reporting company, also provides a way for obtaining reports sent to you for a charge. Therefore you can oversee your Experian small business credit score and the setup is easy. However, if you prefer to not get continuing reports (and pay for them), then you can order a distinct Experian report for your business on their site. Additionally, if there are any troubles or issues, you can question any mistakes on your company’s Experian report if you follow the directions on their web site. Learn about checking your Experian report by checking a sample Experian small business credit report.

Frequently, it pays to hand over a few dollars so as to ensure that you obtain your small business credit reports on a regular basis. It’s a lot easier than have to always remember to do this and you’ll probably inspect these reports more meticulously, as they come at a price. Stay on target and utilize the tools these credit reporting firms supply, and make your life less complicated. It goes without saying, you’ve already got enough on your plate.

Due to the recent data breach, there are all the more reasons to check your business and personal credit reports, and be vigilant about any issues you catch.

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