How to perform business credit checks

business credit checks 1200x480 - How to perform business credit checks

Credit Suite Blog

Get current information on getting credit and loans to grow your business


How to perform business credit checks

Published By Janet Gershen-Siegel at January 3, 2018

business credit checks 1200x480 - How to perform business credit checks>

You Got This: how to conveniently pull and check your business credit reports

Your best bet as a small business owner is to remain on top of your small business credit reports from PAYDEX, Equifax, and Experian. There are three big credit reporting bureaus for businesses and you really need to evaluate all three of them frequently as they use slightly different measurements hence moving the needle for one can move the needle for both of the others, although possibly not as much. Do not permit your company credit scores slide, as you should catch any mistakes as fast as you can, and identify anything which is dragging your scores downward and after that take corrective measures. You can acquire your reports easily and stay right on top of all three scores by following a few uncomplicated steps.


Dun & Bradstreet’s PAYDEX score of your company can end up as one of the fundamental reasons why your company receives credit at all. D & B provides Credit Signal, which is a way to keep track of your credit score by having the reports come straight to you, for a price. You may find the price is well worth it to avoid the bothers that can come from letting this score slip, and to not have to produce and take care of the scheduling and reminders you might need to keep track of if you do not make use of it.

Don’t want to make use of Credit Signal? Don’t worry, as you can get your PAYDEX report through D & B and, if needed, you can connect with their Customer Service department (this department exists as a part of Dun & Bradstreet itself). In addition, in order to review your PAYDEX report, check out what D & B provides, which is a specimen report as well as some higher level guidance in how you can decipher it.


Equifax, one of the big credit reporting firms, supplies a risk monitoring service which is more convenient as it enables reports to go directly to you. If you don’t wish to shell out money for continual reports, you can instead order your company’s Equifax report. In addition, if you want to contest your small business’s Equifax report, you can do so by abiding by the information on their website. You can learn how to evaluate your Equifax report by having a look at a sample of their reports.


Experian, another big credit reporting bureau, also provides a way for obtaining reports sent to you for a charge. As a result you can follow your Experian small business credit score and the setup is easy. However, if you prefer to not get ongoing reports (and pay for them), then you can order a distinct Experian report for your business on their site. Additionally, if there are any concerns or errors, you can challenge any mistakes on your small business’s Experian report if you follow the directions on their website. Learn more about examining your Experian report by assessing a sampling Experian small business credit report.

In many instances, it pays to hand over a few bucks so as to make certain you receive your small business credit reports routinely. It’s a lot less troublesome than have to always remember to do this and you’ll probably evaluate these reports more carefully, as they come at a cost. Continue to target and make use of the resources these credit reporting agencies supply, and make your life easier. Because the truth is; you’ve already got enough on your plate.

Thanks to the recent data breach, there are even more reasons to peruse your personal and commercial credit reports, and be vigilant about any issues you catch.

Leave a Reply

Your email address will not be published. Required fields are marked *

Leave a Reply

Your email address will not be published. Required fields are marked *