How to check a company credit rating

company credit rating 1200x480 - How to check a company credit rating

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How to check a company credit rating

Published By Janet Gershen-Siegel at February 11, 2018

company credit rating 1200x480 - How to check a company credit rating>

Can you check a company credit rating? Don’t worry – you got this: exactly how to conveniently pull and examine your company credit reports

Your best bet as a company owner is to remain on top of your company credit reports from PAYDEX, Equifax, and Experian. There are three big credit reporting agencies for small business and you really ought to assess all three of them on a regular basis as they use moderately different touchstones therefore moving the needle for one can move the needle for the two others, although perhaps not as much. Do not let your small business credit scores slide, as you should catch any mistakes soon as you can, as well as spot anything which is dragging your scores down and afterwards take corrective steps. You can get your reports conveniently and stay right on top of all three scores by following a few straightforward steps.


Dun & Bradstreet’s PAYDEX score of your company can wind up being one of the major reasons that your business gets credit at all. D & B offers Credit Signal, which is a means to keep an eye on your credit score by having the reports come straight to you, for a fee. You may find the charge is well worth it to avoid the inconveniences that can arise from letting this score slip, and to not have to create and stay on top of the schedules and reminders you might need to stay up to date with if you do not make use of it.

Don’t want to make use of Credit Signal? No worry, as you can get your PAYDEX report via D & B and, if need be, you can call their Customer Service department (this department exists as a part of Dun & Bradstreet itself). In addition, in order to review your PAYDEX report, check out what D & B provides, which is a specimen report and also some higher level suggestions in the best way to decipher it.


Equifax, one of the major credit reporting bureaus, supplies a risk monitoring service which is more convenient as it permits reports to come straight to you. If you don’t want to shell out money for continual reports, you can as an alternative request your company’s Equifax report. Also, if you have to contest your small business’s Equifax report, you can do so by following the guidelines on their site. You can learn how to check your Equifax report by taking a look at a specimen of their reports.


Experian, one more big credit reporting agency, also provides a way for receiving reports sent to you for a charge. Thus you can track your Experian small business credit score and the setup is effortless. Having said that, if you would rather not get regular reports (and purchase them), then you can order a distinct Experian report for your business on their website. In addition, if there are any problems or mistakes, you can question any problems on your company’s Experian report if you follow the instructions on their web site. Learn more about reviewing your Experian report by assessing an example Experian company credit report.

Frequently, it pays to hand over a few bucks in order to ensure that you obtain your company credit reports regularly. It’s a lot less troublesome than have to remember to do this and you’ll probably look at these reports more thoroughly, as they come at a price. Keep on target and utilize the resources these credit reporting firms supply, and make your life less complicated. It goes without saying; you’ve already got enough on your plate.

Because of the recent data breach, there are all the more reasons to assess your business credit rating and personal credit reports, and be vigilant about any issues you spot.

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