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Eye-Opening Business Credit Cards for Fair Credit

Published By Janet Gershen-Siegel at May 24th, 2019

The Best Business Credit Cards for Fair Credit

Are you seeking the business credit cards for fair credit? We took care of all of the research for you. We found a number of other choices with great perks, so be sure to check in case any of those end up being a better deal for you. So here are our favorites.

Per the SBA, small business credit card limits are a whopping 10 – 100 times that of personal cards!

This means you can get a lot more cash with corporate credit. And it also means you can have personal credit cards at retail stores. So you would now have an alternate card at the same stores for your company.

And you will not need to have collateral, cash flow, or financials in order to get small business credit.

Credit card Advantages

Benefits vary. So make certain to choose the advantage you prefer from this assortment of possibilities.

Business Credit Cards for Fair Credit Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Secure Small Business Credit Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards. But you will need to have a credit score of 690 or higher.

But TAKE NOTE: the standard APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Business Credit Cards for Fair Credit: Credit Builder Small Business Credit Cards — Make Your Credit Surge!

Check out the Wells Fargo Business Secured Credit Card. It allows cardholders to obtain a credit limit of $500 – $25,000. The amount available is identical to the amount of funding you offer to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. And the yearly fee is $25. But the more cards you have, the more expensive your yearly fee will be.

This card lets small business owners with bad personal credit to acquire a card to make purchases and build business credit.

But the card will just report to the personal credit agencies if you default or are overdue on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Business Credit Cards for Fair Credit: Reliable Low APR/Balance Transfers Business Credit Cards

For Low APR/Balance Transfers Business Credit Cards, we prefer the U.S. Bank Business Edge Platinum. So you begin with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer cost.

Afterwards, the purchase APR is a variable 10.49% – 18.49%. And this depends on creditworthiness. There is no yearly fee. But this card is only on offer to people with great or outstanding credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, take a look at the Blue Business Plus Credit Card from American Express. It has a 15-month introductory 0% APR offer. There is no annual fee.

Right now small businesses can get double points. But this is on the first $50,000 in purchases yearly.

Get it here: https://creditcard.americanexpress.com/blue/

Business Credit Cards for Fair Credit: Business Credit Cards with 0% APR — Pay Zero!

For a 0% APR time frame, we prefer the Ink Business Cash ℠ Credit Card. Also, you pay no yearly fee. It’s got an interest-free period. It has flexible cash-back rewards. There are spending limits for your employees. But you will have to have a credit score of 690 or higher.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR period, we also prefer the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn double points on ordinary business purchases up to an annual limit. But the normal APR is 12.24% – 20.24%. So this APR is variable.

Get it here: https://creditcard.americanexpress.com/blue/

Business Credit Cards for Fair Credit Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Business Credit Cards for Fair Credit: Company Credit Cards for Luxurious Travel Points

For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is during your very first three months. Terms and limitations apply.

In addition earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first three months. Earn two miles per dollar spent on purchases made straight with Delta. Also, earn one mile per eligible dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

Business Platinum from American Express

Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:

  • Priority Pass Select
  • Delta SkyClubs
  • American Express Centurion Lounges

You also get Gold Status when you sign up for the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.

There is a $100 credit towards the Global Entry application fee, including access to TSA PreCheck program. And you also get one point for every dollar spent on the majority of purchases.

Also, you get 1.5 times the points. But this is on charges of $5,000 or more. And it is on qualifying purchases. But this is up to one million additional points annually. Get five points per dollar. But this is for buying flights and prepaid hotels from the American Express Travel web site.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Ink Business Preferred from Chase

Also, make sure to check out the Ink Business Preferred Card from Chase. Get 80,000 bonus points. But this is after you spend $5,000 on purchases. And it is in first 3 months from account opening.

Earn three points per dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. It is also on advertising purchases made with social media sites and search engines. But this is for each account anniversary year.

Also, get one point per dollar on all of the other purchases. There is no restriction to the amount you can earn.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred

Business Credit Cards for Fair Credit Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Business Credit Cards for Fair Credit: Terrific Cards for Cash Back

Check out the SimplyCash Plus Business Credit Card from American Express. So you can earn as much as $400 cash back. Get a $200 statement credit. But this is after spending $5,000.

Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to the initial $50,000 of annual spending.

You also get 3% cash back on spending category of your choice. So this is from eight separate categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending.

Plus you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard

Also, check out the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.

With it, you can get a $200 statement credit. But this is after $500 in purchases . And that is during 60 days of account opening.

You also get 3% cash back on purchases at filling stations and office supply stores. But this is up to $250,000 annually.

Also, you get 2% cash back on purchases at restaurants. And get 1% cash back on all purchases. Also, there is no yearly fee. But it is available to applicants with outstanding credit.

But you can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

Business Credit Cards for Fair Credit Credit Suite

Spark Cash Select From Capital One

Furthermore, check out the Spark Cash Select from Capital One. So you get 1.5% cash back on all purchases. So this is with no restrictions.

 

New cardholders can also get a $200 cash bonus. But that is once they spend $3,000 on new purchases. So this is during the first three months of account opening.

New customers also get initial APR of 0% on purchases. But that is for nine months. Also, there is no annual fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Business Credit Cards for Fair Credit: Unbeatable Cards for Jackpot Rewards

Have a look at the Business Gold Rewards Card from American Express OPEN. So you can get 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card during first three months.

Also, you get three points on your choice of five categories. In addition, get two times the points on the other categories.

Also, get one point per dollar on all other purchases. It has a $0 annual fee for the first year. But after that your annual fee rises to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Business Platinum Card from American Express OPEN

Also, have a look at the Business Platinum ® Card from American Express OPEN. So you can earn up to 75,000 Membership Rewards points at the time of account opening.

Also get 50,000 Membership Rewards points. But this is after spending $10,000.

In addition, get 25,000 more points. But that is after spending an additional $10,000 all on qualified purchases. But this is within the initial three months.

Also you can get five times the Membership Rewards points. So this is on flights and pre-paid hotels on amextravel.com. But it has a $450 annual fee. Yikes!

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Your Business Credit Cards for Fair Credit

Your greatest small business credit cards for fair credit are dependent upon your credit history and scores.

Only you can determine which rewards you want and need. So make sure to do your research. What is excellent for you could be disastrous for someone else.

And, as always, make certain to build credit in the recommended order for the greatest, fastest benefits. Check out how this will help your company get business credit cards.

 

 

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